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Recent content by needmorstuff

  1. N

    Mortgage with time off between contracts

    I use polly at contractor mortgages made easy.. used her three times now and never had an issue getting a mortgage. Just need daily rate and 2 months left on contract. Polly Dyer Senior Mortgage & Protection Consultant Phone: 01489 555 080 | Direct: 01489 556 126 | Fax: 0871 251 7711
  2. N

    HMRC Discussion Document : Strengthening Tax Avoidance Sanctions & Deterrents

    where do they even dream this stuff up.
  3. N

    BIG GROUP

    I'd just keep my head down if I was you.. join BG by all means to keep your eye on the ball if that's your personality... or don't and just forget about it all and maybe you'll be lucky enough to fly under the radar. One things for sure don't join any more schemes! Or get out if you're in one...
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    What is the 2019 Loan Charge?

    "The loan charge requires the existing gateway conditions to be met or the newly proposed closed company gateway conditions to be met" not verbatim.. but this seems Fairly significant.
  5. N

    How much do you put in your pension?

    is that due to low fees or access to a wider investment landscape?
  6. N

    How much do you put in your pension?

    what provider are you guys/gals using for your SIPP and why? and if you don't mind disclosing what are you investing in?
  7. N

    HMRC enquiry letter for Winchester IQ Contract under section 9a

    there seem to be clear rules for APN's - never heard this one before.
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    HMRC enquiry letter for Winchester IQ Contract under section 9a

    I would say that is a reasonable assumption.
  9. N

    Inquiry about loan EBT - IQ Contracts

    I believe if the loan value total is less than 10k you don't need to declare it. Did you rack up 10k loans in those three months.
  10. N

    What is the 2019 Loan Charge?

    I agree, I was referring to the loan being recalled by the trustees being a big creditor. I am happy for HMRC to find they are disguised remuneration and then go to the employer for the PAYE and NIC as I don't personally think they will be able to change the law enough to come after me (and ex...
  11. N

    What is the 2019 Loan Charge?

    my loans are payable in 30 years.. deprecation (inflation?) will decimate them and I'll probably be dead along with the trustees who set them up.
  12. N

    What is the 2019 Loan Charge?

    I foresee some very reasonable settlement terms on the horizon...
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    What is the 2019 Loan Charge?

    The Behavioural Insights Team – also known as the "Nudge Unit" - fantastic.
  14. N

    What is the 2019 Loan Charge?

    They know its not going to be easy (or even happen) the rest of the wording is quite clear that they plan on doing things.. the bit about transfer to employee is less so.
  15. N

    What is the 2019 Loan Charge?

    well I am sure HMRC would love to transfer "it" but how on earth could that get passed law - that if an employer folds all its past employees have to pay the debt! be that paye or any other debt - think BHS etc... I have a feeling that particular snippet "A consultation on these amendments will...
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  1. Contracting
    1. General
      1. Brexit
    2. Business / Contracts
      1. Coronavirus Assistance
    3. Accounting / Legal
      1. Umbrella Companies
      2. HMRC Scheme Enquiries
      3. The Future of Contracting
      4. IR35 Reform
    4. Technical
    5. Welcome / FAQs
  2. Social
    1. Light Relief
    2. Social / Events
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