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Recent content by MrWebDev

  1. M

    5g sim card router

    As already mentioned, there's no getting around it these things are currently expensive. Unless things have changed in recent months, this is probably the best option out there right now: https://www.amazon.co.uk/SmartHome-dual-band-ultra-fast-connection-businesses/dp/B08L6L777Z Your best bet...
  2. M

    Contract amendment/variation

    Is anyone able to point me in the right direction for a template, or even how to write a contract variation/amendment? I've agreed with the current client an additional deliverable. I've done the whole CUK Forum Google search thing and tried the IPSE Members resources but didn't have any luck.
  3. M

    2018 Finance bill

    It sounds like last night some of the items in the finance bill were voted down in Parliament partly due to the DUP abstaining. Does anyone know if this has had any effect on the upcoming IR35 changes?
  4. M

    The Official 2018 Budget DOOM thread

    If you're on a fixed-term contract it's my understanding that you will not have any accounts to show as you'll be working outside of your Ltd Co. Re. the Halifax, they most certainly do understand the current contracting model, it's also my understanding that they're one of the longest serving...
  5. M

    Mortgage Advice - First Time Buyer (shall I use Broadbench?)

    We've recently taken out a mortgage through Martin @ AS Financial, I believe he sometimes pops up on here. They were great, and best of all if your mortgage is above a certain amount (I think > £250K) you won't have to pay any fees.
  6. M

    QDOS has sold up shop

    My thoughts exactly too when I read the news
  7. M

    Spring Statement 2018 - Like to hear the feedback from the contractors.

    Has anything contractor related come out of yesterdays statement, particularly regarding potential IR35 changes in the private sector? I've not managed to find anything.
  8. M

    Leaving inTouch

    I believe there's a feature on the online portal where you can export all of your data (into a .csv?).
  9. M

    Contractor vs Permie Comparison spreadsheet

    90%'ish :smokin I bet
  10. M

    Contractor vs Permie Comparison spreadsheet

    Oh for sure I'm also doing that too, but I'd like to translate how that compares to what I'm getting now, though I realise I should take other benefits into account too such as private healthcare, pension contributions, paid for training etc etc. 70%-80% - Am I correct in presuming this is...
  11. M

    Contractor vs Permie Comparison spreadsheet

    OK, I realise for the reasons outlined above the laptop example is a pretty bad one as it's not exactly a regular expense I'd need to consider. I've had an interesting discussion which has led to the potential offer of a permanent position, the "We'd like you to come here, what would you want...
  12. M

    Contractor vs Permie Comparison spreadsheet

    I'd be paying travel and subsistence because I'd still need to travel to get to work. Whilst I use my laptop for work, there's also an amount of personal use which I understand in the case of a laptop is permitted. I have worked out the costs mentioned, I use InTouch. I guess the question I...
  13. M

    Contractor vs Permie Comparison spreadsheet

    Thanks for the offer sketchandsunshine however I've already managed to get that bit done pretty accurately too myself now.
  14. M

    Contractor vs Permie Comparison spreadsheet

    That's pretty much what I am doing, however I'm not sure what to do when it comes to factoring in the cost of such things like travel, food, buying a laptop etc. I realise these are business costs (and in my case genuine expenses), but it's also likely they're costs that I'd have if I were a...
  15. M

    Contractor vs Permie Comparison spreadsheet

    Before I begin I know that the contractor vs permie question has been asked many times before, and often annual salary / 1000 is quoted, I've also scoured Google searching within the forum for the answer. I'm trying to create a spreadsheet which gives me a fairly accurate representation of what...
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  1. Contracting
    1. General
      1. Brexit
    2. Business / Contracts
      1. Coronavirus Assistance
    3. Accounting / Legal
      1. Umbrella Companies
      2. HMRC Scheme Enquiries
      3. The Future of Contracting
      4. IR35 Reform
    4. Technical
    5. Welcome / FAQs
  2. Social
    1. Light Relief
    2. Social / Events
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