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Recent content by mrjaywarren

  1. M

    The worst accountant!

    Thanks for the advice, so only the monthly billing option then. Cheers.
  2. M

    The worst accountant!

    I've worked with DNS and TaxAssist which might be some names you've discussed in the forum, the others have all been one-man bands. DNS is the only contractor-specific firm.
  3. M

    The worst accountant!

    This is surprising. I'll learn to let this behaviour slide in the future "faking emails, making endless excuses, being constantly ignored and failing to deliver VAT returns for review on time, or just submitting them without approval doesn't feel like acceptable behaviour to me? "
  4. M

    The worst accountant!

    faking emails, making endless excuses, being constantly ignored and failing to deliver VAT returns for review on time, or just submitting them without approval doesn't feel like acceptable behaviour to me? I'm the problem, unrealistic expectations maybe?
  5. M

    The worst accountant!

    If you spend enough time in the sewer eventually it'll start to smell normal.
  6. M

    The worst accountant!

    Advice could be billed hourly as needed like other professions. If I hand over the books in October which are due to be filed 9 months later and I pay on completion then what services have I missed out on in the year that a monthly all-paid upfront model (by the time the end of year books need...
  7. M

    The worst accountant!

    I've been chasing my accountant to create my VAT return for Q1, I started this in March! I wanted them to submit it early as they had left it to the last minute to create the vat report for sign-off for q4, their husband had been ill and in the end, rather than share the vat report for sign off...
  8. M

    Relevant Life Insurance inside / outside IR35

    Wife no kids, she earns significantly less than me and could not afford the mortgage on her own, the life insurance would go down with the mortgage. I agree I do need to speak to an IFA, can you recommend one?
  9. M

    Relevant Life Insurance inside / outside IR35

    So I'm assuming the max 30x salary limit is a HMRC requirements?
  10. M

    Relevant Life Insurance inside / outside IR35

    Hi Lance, I have a large war chest, so i can pay the monthly insurance bill but I worry if they will need to validate my actual salary if I die during the cover in order to determine how much to actually pay out? Or is it just based on the figure it would be today based on salary and there's...
  11. M

    Relevant Life Insurance inside / outside IR35

    Hi Guys, I am in the process of buying a new house and I thought it would be sensible to purchase a life insurance policy, I understand this is very tax efficient via the LTD company but my contracts may switch between inside and outside of IR35, I am wondering how this impact the policy...
  12. M

    Multiple site travel for a single client, can I invoice for this?

    Thanks to everyone who took time out to genuinely help me. Appreciate it.
  13. M

    Multiple site travel for a single client, can I invoice for this?

    You've quoted something I didn't say, appreciate the help though. I'll see what the agency come back with and then go from there.
  14. M

    Multiple site travel for a single client, can I invoice for this?

    I haven't signed anything yet, trying to get this agreed first. First class travel seems a little excessive if its going to be a regular thing.
  15. M

    Multiple site travel for a single client, can I invoice for this?

    The contract states - "Unless otherwise agreed in writing, neither the Supplier nor the Consultant shall be entitled to claim from the Company (or the Client) any expenses incurred in connection with the performance of the Services.", I haven't signed anything yet, I just emailed the agent to...
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  1. Contracting
    1. General
      1. Brexit
    2. Business / Contracts
      1. Coronavirus Assistance
    3. Accounting / Legal
      1. Umbrella Companies
      2. HMRC Scheme Enquiries
      3. The Future of Contracting
      4. IR35 Reform
    4. Technical
    5. Welcome / FAQs
  2. Social
    1. Light Relief
    2. Social / Events
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