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Recent content by MrButton

  1. M

    Is this company healthy?

    I was looking into a company who do property investment and they offer guaranteed rent. I have a place I could rent out. However looking at their micro accounts which is for their first year of trading it only shows the below. Is this negative accounts something to worry about and avoid...
  2. M

    Mortgage Broker recommendations

    +1 for freelance financials.
  3. M

    MVL best option for me?

    How much reserves? As it could be better to wait till it’s below 25k and strike off. But if it’s 40k+ it’s probably worth it. Maybe see if there’s anything in March 3rd budget to guide you in one or another direction.
  4. M

    MVL before 3rd Mar 2021

    I can’t help much but I know plenty of people who went down the transfer out yourself route.l and we’re fine. But you need to get cracking and you’ll pay a premium for this. But if your target is 2nd March you really are cutting it fine. That’s 7 working days. Are your accounts even ready to...
  5. M

    Can anybody recommend a decent umbrella calculator?

    Imo just ask some umbrellas for a detailed breakdown and say your interested in using them. Contractor umbrella did this for me and has been pretty spot on including how different pension contributions affect take home.
  6. M

    MVL: Metro Bank not releasing my funds for 2 months

    Yeah Metro took 2-3 months to transfer the money to MVL Online, and they do it by cheque. I would say MVL Online were great at keeping me in the loop and chasing Metro all the time for updates.
  7. M

    Employment + Self-employment

    I would most definitely be getting independent (external to your employer) legal advice on this.
  8. M

    Costs for closing the company (MVL)

    I recommend MVL online (aka maslins) . I’m in the process with them right now. It was ~£1500 inc vat and they have been excellent. Intouch accounting charged another ~£600 ish +vat to close. Which IMO is too much considering id paid 12 months of fees at this point.
  9. M

    Umbrella, Dismissal due to Covid, No JRS - where do I stand

    Sorry for your loss No you cannot claim unfair dismissal. Don’t like living next to a brothel? Move or call the police etc etc. You worked outside IR35 via your ltd previously. How much war chest do you have? I assume enough to see you through to getting another contract. Slightly...
  10. M

    Mortgage rate while working under Umbrella

    It’s a very long shot but it’s possible the OP is in the public sector. Which would mean this is not an issue for the OP. It’s happened to a bunch of people in the gov dept that I’m in. But if not yeah the OP should probably get up to speed. +1 for freelancer financials.
  11. M

    What is a typical turnaround for end of year accounts preparation?

    Yeah you can get a new accountant anytime. I’m convinced the big accountants do this on purpose so you are less likely to leave. As you have already paid so much into the year. Unless you have in your agreement terms about when the accounts will be ready. Tbh it seems to work.
  12. M

    Advice on company closure

    Classic SJD. They have your money and your leaving so not a priority. All you can do is keep chasing. Maybe call their normal number and keep pestering. To answer your question they could probably do everything they need to do in less than a few days.
  13. M

    Giant or Contractor Umbrella?

    I’ve been with CU for the last few months and have been fine. Payments on time.
  14. M

    Looking for a MVL practitioner

    I’m in the process with MVL Online at the moment. So far they have been nothing short of excellent.
  15. M

    Office Chair Purchase

    Wrong
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  1. Contracting
    1. General
      1. Brexit
    2. Business / Contracts
      1. Coronavirus Assistance
    3. Accounting / Legal
      1. Umbrella Companies
      2. HMRC Scheme Enquiries
      3. The Future of Contracting
      4. IR35 Reform
    4. Technical
    5. Welcome / FAQs
  2. Social
    1. Light Relief
    2. Social / Events
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