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Recent content by Morgs

  1. M

    The Official I Don't Use An Accountant Thread

    I do my own accounts - but I am MAAT qualified and used to do accounts for a living. So I do my own - takes me about half a day every year, because I do my book-keeping ongoing. Mostly I still do it because I actually enjoy it. Yes, I know - freak :emb I have been asked a couple of times for...
  2. M

    IPSE+/QDOS TLC35, Company Pensions, etc etc etc

    Thanks guys :) Everyone's advice is much appreciated. The main thing for me is to have a company pension (as I really do need to make provision and I may as well do it as tax efficiently as possible) and given that returns aren't guaranteed, to keep fees low. I will check out everyone who has...
  3. M

    IPSE+/QDOS TLC35, Company Pensions, etc etc etc

    Thanks Malvolio, I will do that. I think I have already got to the point of deciding on IPSE+ rather than the standard offering, seems silly not to for the price difference.
  4. M

    IPSE+/QDOS TLC35, Company Pensions, etc etc etc

    Thanks Fred, that's really helpful. I will maybe hold fire on the TLC35 though, I don't think I will need it but all of the talk currently is making me a little paranoid - I wondered if it worth just paying a couple of hundred pounds to cover taxes (I'd only need the smallest amount, I've had a...
  5. M

    IPSE+/QDOS TLC35, Company Pensions, etc etc etc

    Not specifically, but he's very high up in the contracts world and all of the rules and regs, including IR35. It makes it easier for me in that I'm a project manager, so I am usually taken on by clients who need help with a very specific issue for a set period of time. Although I have been...
  6. M

    IPSE+/QDOS TLC35, Company Pensions, etc etc etc

    I'm lucky in that I have a personal friend who is a contracts solicitor. To be fair to the agencies, it's all been ok so far - but I wouldn't like to have no third party reviewing. I know the basics but I certainly don't consider myself an expert, especially with the constantly changing...
  7. M

    IPSE+/QDOS TLC35, Company Pensions, etc etc etc

    Hi all, I'm new to the site but not to contracting (just about to hit 10 years) and due to various things which have been rearranging themselves in my life, it looks like contracting is going to be what I'm doing for the next 20 years. I've decided based on this that I need to do some...

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