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Recent content by MLB
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Consequences of too much salary sacrifice into a pension??
In my case, non-pension income will use up the tax free allowance. The 20% I stated is on 75% of the pension after deducting 25% tax free amount - effectively 15%. Similarly, I’ve factored in paying full employers & employees NI as current salary (post sacrifice) is already over the allowance/...- MLB
- Post #26
- Forum: Accounting / Legal
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Consequences of too much salary sacrifice into a pension??
I’m also with Paysteam, they deduct salary sacrifice weekly (cost £6) but pay into pension monthly, in arrears, on the 19th - this may make it more difficult to time suppressing timesheets. Paystream allow the contribution amount to be changed at renewal or new tax year and will stop if asked...- MLB
- Post #23
- Forum: Accounting / Legal
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Self Assessment Return for ER (MVL) - Extra work on SA return?
Re pants down, yes to some degree but mitigated a little by quite a low monthly fee based on a price match (due to poor service a couple of years back) - which coincidentally they are now withdrawing...- MLB
- Post #9
- Forum: Accounting / Legal
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Self Assessment Return for ER (MVL) - Extra work on SA return?
MVL. The closure fee applies if I don’t use them for the MVL. If I do the cost is approx £2500.- MLB
- Post #8
- Forum: Accounting / Legal
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Self Assessment Return for ER (MVL) - Extra work on SA return?
I’m also an SJD customer and was quoted £450 + vat for closure accounts etc including the SA - so no additional £300. I hope they’re not going to reveal this later!- MLB
- Post #6
- Forum: Accounting / Legal
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GSK Crackdown
Could it have been derived from an intermediaries report if the intermediary only supplies GSK? -
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HSBC Contract Start
I may have been lucky re the max days but my recruitment wasn’t standard. I imagine it depends on the project/team structure but they’ve been flexible re location and wfh too - clearly there are some big differences in the onboarding and working practices between the projects/depts.- MLB
- Post #24
- Forum: Business / Contracts
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HSBC Contract Start
I’ve been @ Hsbc 1 week short of 6 mths and taken 3 non billable days out excl bank holidays. Contract via Reed, no terms in re max number of days to bill.- MLB
- Post #22
- Forum: Business / Contracts
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Virgin Money Business savings account
I have 2 business accounts with them - an instant access and a 1 yr fix. The monthly income covers my accountancy fee at SJD, so worth it for me. I’ll likely route some remaining funds into their new 1.85% 1 yr fix as that’s a reasonably good rate for a 1 yr deal. Not sure if theyre still...- MLB
- Post #4
- Forum: Accounting / Legal
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Copy of signed coontract - Umbrella
Rate switching is also an option - this doesn't involve a review of your credit position. Often lenders will contact you a few months ahead of your rate end date to offer you the current deals.- MLB
- Post #7
- Forum: Accounting / Legal
