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Recent content by Lightwave
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L
Well behaved children welcome
Don't you have to turn the power up a very long way? -
L
Switching Gas/Electric.....
They can waste less on IT that doesn't work and being hopelessly inept. If they have good customer service, you don't need much of it. When things go right, you never need to speak to them. On the other hand when they are truly hopeless you get to spend a lot of your time and their time sorting... -
L
Switching Gas/Electric.....
New abode is with GB Energy, who came out cheaper than anyone else, whichever guess of kWh usage I put into my spreadsheet. Most of the switching sites no longer list them, as they don't give out backhanders to the switching sites. -
L
Greece You are on your own
When 90% of their economy is cash, in USD? -
L
Lost my buyer :-(
Hopefully your solicitor was no deal, no fee? They are mostly fairly useless. I expect the septic tank was just used as a delaying tactic. If the buyer was committed to completing the deal, they'd just have asked for you to get it emptied, or got a quote for emptying and suggested knocking that... -
L
What's your best chilli recipe?
Russian Roulette Chilli; Add quite a lot of fine green beans. Add few of those little chillis that look much like fine green beans. Other than that, I tend to chuck in random herbs and veg, to make a one-pot meal. I don't each much carbohydrate so don't serve with rice or anything as a rule... -
L
Mortgage house valution surveys
It's a number tested in the market and keeps everyone happy. I suspect there is no reason to argue with the sale price unless the valuer thinks it is outside his judged range. Everyone's value estimate is generally +/- at least £10k or several %. Why tell the vendor they've taken too little, or... -
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Mortgage house valution surveys
People down the road from my new house ought to claim theirs, and have Zoopla re-value it as a 6 bed house rather than a building plot. I think that would shift the postcode average quite a bit, as there are only 4 houses in the postcode! -
L
Mortgage house valution surveys
I should have been clearer. They are mostly looking at sold prices, which ultimately come from the land registry. Estate agents use Zoopla or whatever to access and collate this data. Surveyors are looking at the same data. Yes, they may use different portals. When I put our last house on the... -
L
How would a Brexit affect the mortgage market?
Might cause those foreigners who own BTLs to try to get out before the GBP tanks too much further? A low GBP might increase our competitiveness at exporting whatever we can, but it will make importing your next BMW harder. Volatile GBP helps very few. I think all this is short term. Longer... -
L
Mortgage house valution surveys
If comparable houses have sold locally, valuation surveyors are doing the same search on Zoopla to get a value as the estate agents will have done. Then adjusting for condition or extensions etc. We had a 'homebuyer's report' which had lots of useful info, like the distance in a straight line to... -
L
Radical proposals to the UK property market
Not just London, it's a major capital inflow across the UK. The flip side of the current account deficit requires capital inflow..... -
L
Another Whining Cater Allen Soliloquy
Santander have been fine for me, account used to be Abbey. Haven't worked offshore since I've had this account though. -
L
Eagles of death metal
Having the crowd shot has got to be the ultimate rock'n'roll stunt though. Makes Ozzy biting the head off a bat seem a bit limp? -
L
do I need special insurance to drive my own car
I agree. But it seems hard to get business use on a classic motorbike policy....- Lightwave
- Post #18
- Forum: Accounting / Legal
