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Hmmm... this is tough. Ive added up and it more like £15k. Its not the only reason for doing it.. but Id be lying if I said it wasnt a huge part of it. I dont have a partner to support me if things went pear shaped.
And would I do it if I had £15k in the bank... maybe not. Its a good day...
Would it be madness to make the jump from permanent employment to contracting without a 'war chest' / savings fund. In fact with the exact opposite... say Circa £10k+ in credit card debt etc?
Half of me thinks its madness, the other thinks that the debt could be cleared (or at least severely...