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Recent content by JRCT

  1. JRCT

    Wife received email for me - how?

    She uses FB, I don't anymore (although I did) I use Twitter, she doesn't She uses Instagram, I never have. She has an iPhone. I have an Android phone. I don't use the Travelodge app because it's pants. So I just log in through the chrome browser on my Android. We sometimes search for reviews...
  2. JRCT

    Wife received email for me - how?

    It's my car. I did joke with my wife that it's a good job I'm not having an illicit affair. It's totally baffling. I'm sure there's a simple explanation to all of this and I have emailed Travelodge to ask them how it has happened. There's no harm done, and I'm not bothered as such, but I am...
  3. JRCT

    Wife received email for me - how?

    I have a business account with Travelodge which I use from time to time. Last week, I logged in to my account on my android phone, using my email address. I booked a room and paid for it through my business Paypal account which is connected to my business bank account. I received the booking...
  4. JRCT

    Starling now integrates with FreeAgent

    Technically, it's per banking licence, not bank. If a small bank operates under the licence of a larger group, then it's £85k across the lot.
  5. JRCT

    Starling now integrates with FreeAgent

    You can't have multiple accounts with Starling. Other that one personal, one joint, one business. That's it.
  6. JRCT

    Starling now integrates with FreeAgent

    does anyone use the 'Spaces' thing with Starling. It's a bit of a weird thing with Starling. You can only have one account per person or business, but they have these 'spaces' that you can save money towards something. I thought I'd just try it for tax money. But of course, Freeagent is not...
  7. JRCT

    Contractor asked to do more hours than permies

    Funnily enough, in my last perm role about 7-8 years ago, I was working for a company that was owned by 2 different companies 50/50. They didn't 'employ' anyone directly and all staff were actually on a contract with one or other of the 2 shareholder companies. It just so happened that one of...
  8. JRCT

    Receipts and Freeagent - what's your workflow?

    What if there was a fire AND a flood?
  9. JRCT

    tide - Business Banking

    That is true. I agree it's a pain. Travelodge also don't accept the Tide card for this reason. I had to set up a business Paypal account, linked ot my Tide bank account, to book hotels.
  10. JRCT

    Receipts and Freeagent - what's your workflow?

    The point on Amazon, or anything else online, is that if it was ever investigated it is far less hassle to scroll through my Amazon Previous Orders than a bag of receipts. And far more conclusive. Any lines on my online bank statement will tell me where I've traded but no less information than...
  11. JRCT

    Receipts and Freeagent - what's your workflow?

    Can anyone on here give me an example of an expenditure that could be challenged by HMRC or your accountant, which they would suddenly be ok with because you have a photograph of a receipt? Almost everything is online these days. Amazon, hotel websites, etc etc. Even bank statements show the...
  12. JRCT

    tide - Business Banking

    I moved from Cater Allen to Tide when my situation changed and I was putting through a lot of individual transactions. Cater Allen gives you so many free transactions. I then had one month with stupid charges (stupid on my part, as I'd forgotten about this restriction, because it had simply...
  13. JRCT

    PAYE as a contractor

    I had the RTI submissions tool on my PC at home for a while and had to do a nil return each month. I think it worked twice, I gave up after that. I would get the odd letter every now and again telling me that I owed some random amount for PAYE (I don't know how they worked it out). I would phone...
  14. JRCT

    Coming off FRS LCT VAT after Year 1?

    I was on FRS at first when the rate was lower than the current and it was ok - a little bit of money for nothing, really. I then had my first contract where I had to stay away during the week and stupidly forgot to come off it until about 3 months into the contract. Probably cost me a few...
  15. JRCT

    FreeAgent - Enable Bank Feed from Starling

    Ha. That's bizarre. I was trying to work out why I originally got both and that was the same reason for me. The Prepay solution is sometimes a problem. I found trying to book at a Travelodge, for example, was a non-starter with Tide. It just doesn't work. I spent a lot of time, Tide card in...
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  1. Contracting
    1. General
      1. Brexit
    2. Business / Contracts
      1. Coronavirus Assistance
    3. Accounting / Legal
      1. Umbrella Companies
      2. HMRC Scheme Enquiries
      3. The Future of Contracting
      4. IR35 Reform
    4. Technical
    5. Welcome / FAQs
  2. Social
    1. Light Relief
    2. Social / Events
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