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It is early days and we'll be working on a full analysis and response, and we'll be continuing to lobby with evidence-based research and hand-in-hand with other industry bodies. However "We can't be treated as businesses and taxed as employees." is a pretty good starting point.
IPSE spent...
Just to clarify, contrary to what you (with no first-hand knowledge of Hudson's business or at what level their advisors operate at) may think, we can assure you that IF it was a tax avoidance scheme then IPSE would not and will not condone it.
Remember that quite often platform charges are on top of fund management charges which can vary from fund to fund, so it's quite easy to choose a fund via HL and end up paying total charges >1.25%
There is a specialist deal done by a certain membership organisation on behalf of contractors...
We'll be publishing our response, a call to action from IPSE members via direct email and on our website, a press release and various blogs on Thursday 18th August.
It's all a bit hokum I'm afraid, since there's no such legally defined thing as a Personal Service Company - although we all know what it means by common usage. I suspect this could actually work in your favour but until you see (and post) the different Ts&Cs for the "consultancy" then there's...
Although it doesn't speak to utility bills, we strongly suggest you read this Actor loses battle for tax relief for accommodation costs
On a practical note if you can bear a flatshare then https://www.mondaytofriday.com may be of interest.
HMRC scale rates apply and remember, it's not just meant to cover fuel - there's depreciation, wear & tear and servicing costs for the vehicle. Most average petrol cars actually cost about £1 per mile to run.
In fairness to us, you have had answers - you just weren't happy with them. As explained previously we will not expose detailed plans/responses on a public forum.