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Recent content by ICantStop

  1. I

    perm to contract - IR35 and stuff

    I would declare yourself inside ir35 but negotiate a higher rate to cover this.
  2. I

    Contractor mortgage....any suggestions who to go with?

    I eventually got my mortgage through Contractor Financials but my god it was stressful. Thank god I wasn't in a chain because I probably would have lost the house if I was due to their ineptness.
  3. I

    Contracting prospects

    1 week contracting is more savings than 1 weeks permie salary ;) If you're confident you could get your notice down then start applying for roles with an availability of 2 weeks. This should give you a better chance of landing a role.
  4. I

    Contracting prospects

    Really depends on the area. In London finance, people are prepared to wait for longer. For my current role they waited nearly 6 weeks.
  5. I

    Contracting prospects

    ForBayor - what kind of salary are you on at the moment? And your notice period is 2 months right? How about applying for contract roles whilst you're still in employment? If you do manage to secure something, then either find out if they are prepared to wait 2 months, or resign and try your...
  6. I

    BTL mortgage: Freelancer Financials or Contactor Financials

    If they do end up submitting tomorrow, then that's the hard bit over. But don't be surprised if you hear nothing for a few days, and then when you chase them, they tell you they are still waiting for your documents...
  7. I

    BTL mortgage: Freelancer Financials or Contactor Financials

    I have had a similar experience, they would request documents from me which they had already received a week earlier. Took an absolute age to get the application submitted due to their disorganisation.
  8. I

    BTL mortgage: Freelancer Financials or Contactor Financials

    I am currently going through the process with Contractor Financials and it's a real effort getting anywhere with them. They're incredibly disorganised and I constantly have to chase them up in order to get updates. I believe they don't have enough staff for the number of applications they process.

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