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Recent content by hydraulicwave
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Buy-to-let via subsidairy spv
If I create a spreadsheet comparing personal and SPV - look at the figures over the next four years, as the mortgage interest is impacted by the new staggered in rule. And I grasp how to set up a SPV, what will the Accountant tell me? The spreadsheet can assess the effect of mortgage interest...- hydraulicwave
- Post #27
- Forum: Accounting / Legal
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Buy-to-let via subsidairy spv
My main concern is I’ll spend the money and not have any new knowledge. Most of the information required can be researched and understood, without paying someone £450 I’m thinking.- hydraulicwave
- Post #24
- Forum: Accounting / Legal
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Buy-to-let via subsidairy spv
Buy-to-let via subsidairy spv My accountants want £450 to advise me. I doubt they will tell me anything new- hydraulicwave
- Post #18
- Forum: Accounting / Legal
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Warchest Advice with loan?
I went contracting with debts and no warchest. Best move I ever made- hydraulicwave
- Post #78
- Forum: Business / Contracts
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Home Report Valuation - Scotland
Thanks for your helpful explanations.- hydraulicwave
- Post #14
- Forum: General
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Home Report Valuation - Scotland
Hi, thanks for your reply. It's not really imaginary though, is it. I could buy it for the above mentioned price, then re-mortgage a couple of months down the line and release the equity for a deposit on another. So if I needed, say a £15k deposit on another in the future, I could just use the...- hydraulicwave
- Post #8
- Forum: General
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Home Report Valuation - Scotland
Yes, and the survey says £100k based on the home report. Are you saying that the house is considered worth what is paid for it and not the actual valuation?- hydraulicwave
- Post #4
- Forum: General
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Home Report Valuation - Scotland
Hi, If I buy a house for £85k that has a home report valuation of £100k. Does the lender view this as having £15k equity in the property + deposit amount? Thank you,- hydraulicwave
- Thread
- Replies: 17
- Forum: General
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Anyone still looking at buy to let?
I just had an offer accepted on a 2 bed. Will be on an interest only mortgage to benefit from low rates, and create additional monthly income.- hydraulicwave
- Post #6
- Forum: Business / Contracts
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Share Investment, Discussion & Tips
I like the dividend re-investing plan with safer companies - generates exponential growth over time.- hydraulicwave
- Post #395
- Forum: Accounting / Legal
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WFH - advantages and disadvantages?
I work from home two weeks out of three. Much less stress, even if I am really busy I don't feel as pressured as when I'm sitting in the office.- hydraulicwave
- Post #43
- Forum: Business / Contracts
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Online accountant with good software portal
Online accountant with good software portal Might be. I'm Ltd though. The online platform is good and I think it's a custom one. They are not the cheapest but the service has been very good- hydraulicwave
- Post #17
- Forum: Accounting / Legal
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Online accountant with good software portal
Paystream- hydraulicwave
- Post #13
- Forum: Accounting / Legal
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Been at client 12 months - WFH approach?
I just started a new contract far away from home and negotiated a late start on a Monday and wfh on a Friday. I didn't think they'd agree, but they did. I was prepared to let it go though, had they not agreed.- hydraulicwave
- Post #15
- Forum: Business / Contracts
