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Recent content by hatter
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Going against Homebuyers survey report...
The surveys I have had done on houses seemed to be very much a case of the surveryor covering themselves so they dont get sued. On our last house purchase we had similar comments about the wiring and the boiler. We got someone in ourselves and turned out the boiler was in fact only a couple of...- hatter
- Post #3
- Forum: Business / Contracts
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Conveyancing question
If the property has not been registered at the land registry which given it hasn't been sold recently then that is all the more reason to carry out the chancel repair search. Once a property is registered after being sold the church cannot then make a claim. Do some reading about it. Whilst... -
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Conveyancing question
It depends where your house is and how far from a water course. I have been asked for this before when issuring the house. Living less than 100m away from a stream we had to provide them with the report that showed we wouldn't be affected by a one in hundred year flood. As for chancel repair... -
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Opt out / Opt in again
Thanks Clare & NL. I phoned the PCG legal and tax helpline as well, run by Abbeytax. Their advice was to opt out as it "could" be a factor in IR35. There reason for this was due to financial risk and by opting out and not having the protection afforded to normal workers that go through...- hatter
- Post #4
- Forum: Accounting / Legal
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Opt out / Opt in again
Hi all I have read some posts hear and for a new contract decided to remain opted in. The agency have questioned this and responded with the following and I was just after ideas on how to respond... Ideally we like our contractors to ‘opt out’ this is for a number of reasons: IR35- being...- hatter
- Thread
- Replies: 13
- Forum: Accounting / Legal
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WebSphere, what's happened?
There are the usual bunch of jobs in London and Edinburgh but if you are looking for somehwere else then it is just a case of waiting. I am leaving for a new gig in a few weeks so you can always replace me :happy And of course there are always a few roles advertised at ridiculously low...- hatter
- Post #3
- Forum: Business / Contracts
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Residential Mortgage v buy to let mortgage
Thanks. Just spoken with the lender and they werent as difficult to deal with as I had envisaged. They said there are a few questions I would need to answer, pay a £100 fee and then they look at each case individually. At least it wasnt a definate "no" from the start.- hatter
- Post #11
- Forum: Accounting / Legal
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Residential Mortgage v buy to let mortgage
So which are the lenders that were happy to give permission for the houses to be let? I am thinking of renting out my current house, but was hoping not to have to go through the BTL option at least for the time being?- hatter
- Post #9
- Forum: Accounting / Legal
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Anyone worked at (or is working at) Co-op financial services in Manchester
I am there at the moment for my second spell as a contractor. There is a lot of work at the moment so good news for contractors. There is definately a bit of difference in working culture between the Manchester and the Skelmersdale offices- hatter
- Post #6
- Forum: Business / Contracts
