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Recent content by Culps67

  1. C

    One to avoid - TAX-CLUB.COM

    Good luck everyone with getting through all this. I'm off this forum now. it genuinely upsets me to see what situation folk find themselves in and seemingly little / confusing options for resolution. I was with one umbrella that now has folk working for this one (tax club) and these vultures are...
  2. C

    One to avoid - TAX-CLUB.COM

    Same here. I know who it is. He worked for the umbrella company I got conned by in 2016. Mmm wonder who that could be ? Total crooks. I actually got texts off this shark after I had left the previous outfit. He was offering me a £500 bonus to re-join. I have screenshots of all these texts in...
  3. C

    Extract of email I received from Umbrella company before I signed any contract...

    The umbrella I'm referring to ? Nope it wasn't. Let me clarify why I posted what I did. Yes I forgot to say this was something that hapened in 2016 so confused people who think this has just happened recently. My mistake. What I was trying to do was recollect how the umbrella service was sold...
  4. C

    Extract of email I received from Umbrella company before I signed any contract...

    Yea I am affected. It's only a few hundred quid though.
  5. C

    Extract of email I received from Umbrella company before I signed any contract...

    oh just sod off. Getting people into a panic ? Don't blame me for your troubles. Just trying to help folk in case the email was an example of an agency trying to deceive people. Might help with any case. Just delete my account.
  6. C

    Extract of email I received from Umbrella company before I signed any contract...

    Woah hang fire - this is from 2016. I'm not a contractor any more. I've not mentioned any Umbrella company. I am just telling folk what was sent to me at the time before I signed the contract in 2016. I just thought it might help folk by highlighting what was sent to me at the time.
  7. C

    Extract of email I received from Umbrella company before I signed any contract...

    This email was sent to me by the contract manager from Umbrella company before I was sent the contracts to sign. I don't know if there any any implications here but there is no mention of loan payments here. The contract itself which is 24 pages long mentions the loan part on page 19 in a small...
  8. C

    IQ Consultants, Felicitas Solutions, ECS Trustees - loan repayment demands

    100% with you on this. Unless you are in a really specialist area or consultant level contracting isn't anywhere near as lucrative as it used to be. Twenty years ago the rates were far higher. I work in IT infrastructure and when I was on short term contract in 2016 the rate was half what I was...
  9. C

    IQ Consultants, Felicitas Solutions, ECS Trustees - loan repayment demands

    How can I be scaremongering when I don't even know what the situation is ? All I know is it says the loan is to be paid back. I don't know if it does or not. I don't know anything else and neither does anyone else it seems. I was merely relaying what happened in my situation and responding to...
  10. C

    IQ Consultants, Felicitas Solutions, ECS Trustees - loan repayment demands

    What are you on about ? I'm not in denial at all. Its less than £2000. Hardly going to make me homeless. I own my house anyway. I'm just annoyed at being ripped off. I'd be annoyed at being ripped off for £50. It's the principle of it. I'm more upset for the folk who's tax bill ran into the tens...
  11. C

    IQ Consultants, Felicitas Solutions, ECS Trustees - loan repayment demands

    I'm not questioning whether its a loan or not. I am saying that it was never mentioned to me when I signed up. I was told to sign on page one of a 24 page document. The loan bit is mentioned on page 19. It has been suggested here that folk knew what they were signing up for. Eh ? You get paid...
  12. C

    IQ Consultants, Felicitas Solutions, ECS Trustees - loan repayment demands

    No we are not all in the same boat. My "liability" is a couple of grand. Some folk though it could mean losing their house if its a huge amount. webberg suggested in his reply to my post that we all knew what we were signing up for. We were signing up for a loan and then he explained the...
  13. C

    IQ Consultants, Felicitas Solutions, ECS Trustees - loan repayment demands

    webberg, Fair enough with what you say and its your choice whether you contribute thousands of hours giving advice. No-one is forcing you to do that. I'm not asking for free advice either. I'd stated earlier that I was not told about any loan when I signed up. You responded with.... "I very...
  14. C

    IQ Consultants, Felicitas Solutions, ECS Trustees - loan repayment demands

    Not according to Webberg who keeps mentioning contract law yet doesn't know himself what the situation is. If I was to pay someone money to give me advice then I'd at least expect to know exactly what my situation is not just "I think this" or "I think that" or "its likely this will happen"...
  15. C

    IQ Consultants, Felicitas Solutions, ECS Trustees - loan repayment demands

    So basically webberg is calling me a liar. That I was told that it was a loan. UNTRUE. I was made redundant in 2014 and was out of work for 18 months. I moved house in meantime and was looking to go back into computing again so was looking for a short contract to get me going again. I applied...
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  1. Contracting
    1. General
      1. Brexit
    2. Business / Contracts
      1. Coronavirus Assistance
    3. Accounting / Legal
      1. Umbrella Companies
      2. HMRC Scheme Enquiries
      3. The Future of Contracting
      4. IR35 Reform
    4. Technical
    5. Welcome / FAQs
  2. Social
    1. Light Relief
    2. Social / Events
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