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Recent content by crates

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    short contract for current permy

    Ive not contracted since 2002 and have been working as a permy since then. last month i applied for another permy job but rather than offer me a fulltime job, i was offered a consultancy contract at a sh1te rate. i walked away but this week they came back agreeing to pay the rate i suggested...
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    Hopeful return to the fold

    Huh ? I don't have an employer yet. This is one of the questions I've been firing at brollies. Some are happy to pay into my SIPP from gross, others are not. I shall use a brolly that is prepared to do it, but check it's OK with HMRC first. This thread relates to SIPP contribs made by a...
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    Hopeful return to the fold

    How is my employer making a payment into a SIPP any different from making the same payment into a stakeholder ? How is that a personal contribution ? By joining the 'company' plan instead, I am forced with having to transfer the company pension into my SIPP at a later date. Arguably, it makes...
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    Hopeful return to the fold

    Maybe I'm not explaining this very well. Almost all companies offer their employees a pension, into which the company pays a contribution. The employee is not taxed or NIC'd on this contribution. Agreed ? If I decline the company pension and make a PERSONAL contribution instead, it would...
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    Hopeful return to the fold

    Most have refused stating that I must sign up to their stakeholder pension, which I don't want to do. Two have said they can do it but one of those seems confused (hence why I've dismissed them too). The final one has given me an illustration which shows the contribution to the SIPP will be...
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    Hopeful return to the fold

    After long period as a permie I've taken the decision to get back to contracting. This time I'll be using a brolly as I fully expect to be IR35 caught. I have SIPP which contains all my pension assets accumulated over the years which I manage myself. Ideally I would like to have contributions...

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