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Recent content by coder

  1. C

    NEST Pension Charges

    Hi Ive been looking at Umbrellas with pension options, and most are signed up to NEST in some form or another Is it me or are the charges ridiculously high on NEST - 1.8% in and 0.3% annual fees - Nest Pensions Charges | Nest Pensions Has anyone found umbrellas with lower cost options for...
  2. C

    Umbrella choice advice please

    Hi I've not used any of the above but it was mentioned in another thread that paystream allow u to pay into a sipp for £2.60 a week which would allow u to use your existing pension
  3. C

    Labour to raise dividend tax from 7.5% to 20%

    Seriously? Corbyns policies are mostly based around social democratic values Nothing will stifle entrepreneurship more than a us style health system I'm not a labour voter but can see that
  4. C

    Pension payments and IR35

    £10 pw is £500p is ridiculous. Agree umbrellas need to up their game
  5. C

    SIPP with umbrella

    Isn't the advantage of coming off gross not that it saves NI?
  6. C

    Call to action: Vote lib dem

    Hi My issue is the original public sector ir35 reform was a lib dem policy pushed by Danny Alexander
  7. C

    IR35 - the end of a flexible workforce

    Hi I think the opposite is true. It's the beginning of flexible work for all. The implementation of the private sector ir35 changes mean that end clients can treat you as a permie resource. The implication then becomes why bother having permie staff? Just recruit thru umbrellas on fixed term...
  8. C

    IR35 and pension

    You can pay it net and reclaim on tax return
  9. C

    Loan Charge review - in limbo

    It just gets worse doesn't it! I struggle to see how anyone can settle by Jan even f they wanted too since HMRC aren't processing many
  10. C

    Substitutes

    Your client might know someone? Worth asking I've only ever done it thru contacts
  11. C

    My accountants are suffering due ot the April 2020 reforms

    Problem is for IPSE to be active it also needs active members - how many people have sent a letter/email to their MP on IR35 reform? Probably not many
  12. C

    General Election predictions

    Hi I was thinking who I would vote for in terms of supporting contractors - and the answer is really none of the above. Closest I could get was libdem - but they introduced the public sector rules
  13. C

    Interesting reply from a recruiter

    I dont think this view point will last post april - there will be a lot of contractors opting for permanent roles fr the stability. Why pay PAYE for no employee/workers rights, and then have to chase contracts every 6-12 months?
  14. C

    HMRC Briefing Paper - New CEST and No Historic Enquiries using SDS Data

    I do not believe that for one minute - history has shown wrt contractors that HMRC will change their position, and even introduce retrospective laws to recover money they feel is owed.
  15. C

    IR35: Planning for April 2021 – should I stay or should I go?

    Thats not my understanding - certainly wasnt how it worked in public sector. You had to ensure payment of final invoice by end of fin year Take the renewal but quit end of feb to ensure payment?
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  1. Contracting
    1. General
      1. Brexit
    2. Business / Contracts
      1. Coronavirus Assistance
    3. Accounting / Legal
      1. Umbrella Companies
      2. HMRC Scheme Enquiries
      3. The Future of Contracting
      4. IR35 Reform
    4. Technical
    5. Welcome / FAQs
  2. Social
    1. Light Relief
    2. Social / Events
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