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Recent content by codedaddy

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    Warchest Advice with loan?

    That's only becoming more of an option once youngest starts full time school in September.
  2. C

    Warchest Advice with loan?

    Warchest Advice with loan? No I'm paying big chunks off each month and not interest. Trying to earn extra money all time so can pay it off quicker. Some months I manage bigger chunks than others. Just depends on what inconvenience occurs. Like unexpected car repairs etc. Life in general.
  3. C

    Warchest Advice with loan?

    I'd like to think that was case here but they've gotten pretty cosey and everything they say goes now. My teams word has become worth nothing now.
  4. C

    Warchest Advice with loan?

    Thanks for sharing. Exactly same situation. Also not sure if I missed it out but I'm not in stupid debt. It's manageable
  5. C

    Warchest Advice with loan?

    I know. It's already been said before. I need to have a good hard think and re-access things. Best ideas probably save up. Loose the debt. Be free to contract.
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    Warchest Advice with loan?

    Warchest Advice with loan? lol can't say I've ever fell asleep in loos. Did fall asleep in car wash other week though.
  7. C

    Warchest Advice with loan?

    Ye but you choose to not have those rights anymore by going contract. I'd be fine with loosing those rights.
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    Warchest Advice with loan?

    You don't get proper holidays here so fact you get 22 bit pointless. Never get to take them properly if you still want a job.
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    Warchest Advice with loan?

    No I want all peoples advice and views on it. Your advice has been just as valuable as the others. Yes get that pension thing. It's on lowest contribution they could get away with. Holidays are 22 with public holidays but even then spend most of them working as you end up working at home...
  10. C

    Warchest Advice with loan?

    Don't get a single benefit in this job and don't get sick pay other than statuary which I think is 70/week? Not sure on that figure.
  11. C

    Warchest Advice with loan?

    I know but I could still go somewhere and get market rates which seem to be 300 to 450 on average. I know I wouldn't get 750 rate doing what I do. And probably wouldn't get the full 450 rate off the bat anyway maybe a few years?
  12. C

    Warchest Advice with loan?

    Thing is these contractors came into a family business and direct via no agency and they've basically talked them into it. I know if they went elsewhere it wouldn't be this high.
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    Warchest Advice with loan?

    Yes I've see the invoices (which one contractor put down in front of me one day and said look at this. Get yourself out there) so ye they do and I am not after that kind of money. I've been looking at contracts between 3/400.
  14. C

    Warchest Advice with loan?

    Where I work we have 2 contractors actually and have had them 2 years. And yes this has made me want to go contracting as one produces poor quality work and others ok and both get 750/day and they both have one simple project each where as I am juggling 6 projects because they won't get anyone...
  15. C

    Warchest Advice with loan?

    How would you go about a permie payoff? You mean being made redundant?

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