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Warchest Advice with loan?
No I'm paying big chunks off each month and not interest. Trying to earn extra money all time so can pay it off quicker. Some months I manage bigger chunks than others. Just depends on what inconvenience occurs. Like unexpected car repairs etc. Life in general.
I know. It's already been said before. I need to have a good hard think and re-access things. Best ideas probably save up. Loose the debt. Be free to contract.
No I want all peoples advice and views on it. Your advice has been just as valuable as the others.
Yes get that pension thing. It's on lowest contribution they could get away with.
Holidays are 22 with public holidays but even then spend most of them working as you end up working at home...
I know but I could still go somewhere and get market rates which seem to be 300 to 450 on average. I know I wouldn't get 750 rate doing what I do. And probably wouldn't get the full 450 rate off the bat anyway maybe a few years?
Thing is these contractors came into a family business and direct via no agency and they've basically talked them into it. I know if they went elsewhere it wouldn't be this high.
Yes I've see the invoices (which one contractor put down in front of me one day and said look at this. Get yourself out there) so ye they do and I am not after that kind of money. I've been looking at contracts between 3/400.
Where I work we have 2 contractors actually and have had them 2 years. And yes this has made me want to go contracting as one produces poor quality work and others ok and both get 750/day and they both have one simple project each where as I am juggling 6 projects because they won't get anyone...