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Recent content by CDP90
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SIPP for contractor / tax relief
I am looking for some advice on pension. I get paid 'net' amount from my employer after tax (45%) and NI deduction. As a day rate contractor, I don't have any pension contribution from my employer, and I have not been putting any amount to SIPP. I have opened a SIPP account recently with... -
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Which option would you choose?
I agree with you. I don't have any issue with the politics, town hall, meeting etc. May be I can utilise 8 hours a week to read and prep for certifications. -
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Which option would you choose?
Travel cost is about 1K / year. Its the company rule to be in central London office but majority of my team members are not based in London, so essentially it's just to fill the desk I guess. I was thinking of doing a year perm and see how it goes, and it is not sustainable then I can... -
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Which option would you choose?
1. Full time WFH - £650 / day, inside ir35, long contract (min 2 years). OR 2. 180K package, permanent staff, twice a week to office (2 hours commute each way). I have no commitments, so I can commute if required but I have been doing WFH for more than 8 years (before COVID) hence unsure about... -
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Leaving contract and going permanent, what's your view?
It's not like that, there is an option to continue working as a contractor if I do not want to take the role. -
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Leaving contract and going permanent, what's your view?
No, they won't fire me if I don't convert. I can keep my contracting role and continue working. Yes, as a staff they will push me for training, opportunities etc which I don't mind provided that there are incentives. -
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Leaving contract and going permanent, what's your view?
Companies are wary about getting caught. IR35 rule is too strict therefore they do not want to take the risk. Its safe for them keep contractors on inside IR35. -
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Leaving contract and going permanent, what's your view?
What is NLyUK? -
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Leaving contract and going permanent, what's your view?
I agree, hence my dilemma. -
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Leaving contract and going permanent, what's your view?
Thank but the perks is actually not too bad with company shares, attractive pension, bonus between 20% - 50%. If I calculate all the perks along with annual leave, there is about 5% more money than contract. It's just that my mortgage is very high and I am worried about 2K drop every month. -
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Leaving contract and going permanent, what's your view?
Unfortunately, market hasn't been great recently. -
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Leaving contract and going permanent, what's your view?
Bang on! This was my initial thought. I am not worse off pay wise and I get additional benefits. Thanks for the response. -
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Leaving contract and going permanent, what's your view?
Thanks for the response. They will still keep me if I want to continue working as a contractor and even the perm position is filled. The package is decent with annual bonus etc. As mentioned, total annual intake work out same as contracting rate if I add all benefits and perks. Only downside... -
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Leaving contract and going permanent, what's your view?
Unfortunately, they don't provide the contract outside IR35. -
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Leaving contract and going permanent, what's your view?
Hello all, I need some advice please. I have been contracting for many years (inside IR35) as security consultant, but I have been asked by the company I am currently contracting to join as a permanent employee. If I join as a permanent staff, my monthly take home would be about 2K less, but...
