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Recent content by CatOnMat
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Travel insurance (not QDOS)
Yes it's simply that my previous insurance covered me for personal and business travel for the year, I was hoping to find something similar for ease. This is not about charging personal insurance as a business expense or mixing business and personal elements of the same trip. -
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Travel insurance (not QDOS)
Yes I may well go down that route (and just find personal cover only on comp websites) however I have just taken on a new contract which is likely to require multiple trips at short notice so was hoping for something similar to what I had previously where I was covered for the year without the... -
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Travel insurance (not QDOS)
Hi all - apologies in advance if this has been mentioned before and my forum search engine skills are just not up to the task... Has anyone got any recommendations for decent travel insurance which ideally would cover business as well as personal travel? I used to use QDOS Contractor who were... -
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Job offer but not sure what to ask for
Worth having a look on Glassdoor? -
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Business Insurance cover
Hi Costa, my experience tallies with the comment from Alchemy - I had a similar query ages back and got the following explanation from my accountant which does make sense in terms of not being wholly & exclusively a business thing given the element of personal protection in my TLC35 policy at...- CatOnMat
- Post #15
- Forum: Accounting / Legal
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Just got an ICO begging letter
Indeed - I humbly apologise for missing the piece in "white font" (which I now see is less white than I'd noticed originally) and stand duly admonished... :emb- CatOnMat
- Post #9
- Forum: Accounting / Legal
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CJRS publication - transparency or "name & shame"
Yeah I personally think they might be trying to reduce the takeup - or even get people to repay it as that would be easier than trying to find the cash elsewhere. I also agree with the viewpoint in the article that: “Employers may prefer not to submit claims under the extended CJRS, even where... -
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Just got an ICO begging letter
I tend to find searching via Google filtering by site much more effective, e.g. site:https://www.contractoruk.com/forums/ ico retrns 190 results, whereas just search ico in the forum search came back with none :tumble:- CatOnMat
- Post #7
- Forum: Accounting / Legal
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CJRS publication - transparency or "name & shame"
Just got this from gov.uk, I'm sure others might have done too... Publishing information about your CJRS claims We are now publishing a monthly list of employers who claimed under the CJRS for periods from December onwards on GOV.UK, as part of HMRC’s commitment to transparency and to deter... -
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Contracting while having a full-time job
My understanding has always been that each role should be assessed on its own merits. Logic being that IR35 is completely irelevant in your perm role as you are an actual employee there, not a deemed one, whereas the contract role will be either inside or outside depending on its own...- CatOnMat
- Post #2
- Forum: Accounting / Legal
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Inside IR35 Rates vs Equivalent Perm Salary
Just worth noting that in the first couple of years job security in so-called "perm" jobs is usually rather overstated - while there is at least a paid notice period (unlike for contractors where the client could simply ask them not to work and/or not sign timesheets), employees can generally...- CatOnMat
- Post #17
- Forum: Business / Contracts
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Credit salary to director's loan account
One good reason is if LtdCo has an account which pays interest whereas personal current account does not (or not over a certain max amount) - assuming enough personal reserves no point in taking the salary out of the company bank account prematurely in that case. As mentioned though tax would...- CatOnMat
- Post #5
- Forum: Accounting / Legal
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Vaccine List
I had mine on Monday - sore upper arm for a couple of days but otherwise ok so far... -
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IR35 - Key Personnel clause
No I am perfectly clear the the contractor was the Ltd Co in my case and that was also the basis of the formal professional advice I received when I paid a qualified body to review the terms before signing the contract. Their point was that my company advising the client that key staff (e.g...- CatOnMat
- Post #11
- Forum: IR35 Reform
