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Recent content by Bexter
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I'm an accountant, do I need to hire one?
hi there, I'm an accountant at an IB too, working on finance systems change. My advice to you would be, get an accountant! I like to keep on top of my books, I do calculate everything myself, but then I use my accountant as a check to ensure I've got it right. Don't get me wrong, I find my...- Bexter
- Post #4
- Forum: Accounting / Legal
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What % of your work is driven through agencies?
Does it have a forward by NLUK and a chapter devoted to figuring out whether you are cut out to be a contractor?- Bexter
- Post #22
- Forum: Business / Contracts
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What % of your work is driven through agencies?
Mine have all been with agencies, but I'd be interested in this too. I am keen to approach some companies I'd like to work for directly, but I'm just not sure if this is the done thing. If I do decide to contact them, what is the best way - directly to the hiring manager I'd like to work...- Bexter
- Post #6
- Forum: Business / Contracts
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Notice Period on Contract
I know, that was my first mistake! 2 years on, I like to think I'm a bit wiser, but some days I'm not so sure!- Bexter
- Post #8
- Forum: Business / Contracts
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Notice Period on Contract
I've found this confusing in the past too, as my contract says the same thing. I argued it with my agent, and he insisted they wouldn't change the contract, but it didn't actually mean I couldn't leave. I didn't really believe him, but to be fair, I did hand my notice in and it was fine, I...- Bexter
- Post #4
- Forum: Business / Contracts
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How much do you consider to be a decent war chest?
Fair play! Nice way to spend the time. I quite fancy taking 6 months off, but still quite concerned that even if I had the money, I'd spent the next 5 years explaining and proving to employers why I had the time off/what I did/that I wasn't actually in prison, etc, etc.- Bexter
- Post #52
- Forum: Business / Contracts
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HMRC fines
Given that the OP is now perm, I'm guessing they don't have an accountant anymore? I also was in a similar position when I closed down a previous company. After I had confirmation the company had been struck off, I got a £400 fine from HMRC for not filing end of year PAYE forms. I'm politely...- Bexter
- Post #5
- Forum: Accounting / Legal
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HSBC Premier Account... any good??
Yep I've got this account too and it is well worth it! As others have said, just having the dedicated relationship manager is fantastic. Whenever I call up I can get through to someone immediately who understands what I'm saying and the generally do bend over backwards to help. The travel...- Bexter
- Post #15
- Forum: Accounting / Legal
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Getting a mortgage - FTB
Out of interest does anyone know how they calculate how much you can borrow? I understand they base it on your day rate and annualise it. But then what do the multiply that by? I always thought it was about 3 times annual salary, but seems sometimes it's 4, 5 or even 6? Or are those days gone now?- Bexter
- Post #44
- Forum: Accounting / Legal
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instead of a rate cut..
Cause I would! I can get a new job within a week if necessary, and almost certainly for more than I'm on now. I only stay here cause I quite like it! But if they tried to reduce my pay, I wouldn't just take it and say "ok". I can understand if you're in a niche area, and would struggle to get...- Bexter
- Post #21
- Forum: Business / Contracts
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instead of a rate cut..
I'm keen to get Plan B off the ground too and this is the only way I can think I would actually have time to do it! :)- Bexter
- Post #16
- Forum: Business / Contracts
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instead of a rate cut..
I agree, I think it depends what you do too. I'm a PM in a large IB at the moment, and technically I'm a finance person, not an IT person. My contract seems to work very differently than at a lot of people on here. For example, in general, I have no defined hours, I work the hours that are...- Bexter
- Post #14
- Forum: Business / Contracts
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instead of a rate cut..
I've thought about this before and I don't understand why everyone is jumping on this as a bad idea. I would love to work 4 days instead of 5, and have been on the verge of suggesting it to my client! From my perspective, if they wanted to enforce a rate cute, I would quite simply walk, no...- Bexter
- Post #10
- Forum: Business / Contracts
