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Recent content by BankingContractor

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    Build savings or chip away at mortgage

    Agreed - best course of action is simply pay down debt and become free of the burden as quickly as possible. Personally, I don't believe in using "surplus" cash to invest in an ISA, etc even if the rate is better. By that rationale, once you've paid off the mortgage, would you consider taking...
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    Buying a house - can my business help at all

    Depends - do you have a Ltd Co or a Partnership? Check this out.. RBS | Business Offset Service | Help to cut your personal mortgage I believe it only applies to Partnerships, so if you're contracting with a Partnership status, you'll have full business offset. Hope that helps
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    Lets attack Ireland..!!

    I think you misunderstand - I don't actually mean *we* would attack.. Lets put together a coalition and let others do our dirty work.. And we should start immediately with cricketing sanctions..
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    Lets attack Ireland..!!

    Lets not post the ad until after the invasion.. They beat us last year in the cricket World Cup - clearly, they are a threat to our freedom and our way of life.. What's next - will they beat us in football? or darts? where does it end.. Time for a pre-emptive strike.. we'll worry about US...
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    Lets attack Ireland..!!

    I firmly believe they have WMDs and could strike at any time.. BBC News - Ireland 'close to oil billions'
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    Private sale - where do I stand legally?

    It was sent by Royal Mail Recorded Delivery
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    Private sale - where do I stand legally?

    Agreed on a business sale - however, I'm struggling to find the legal stance where the same situation occurs in a private sale..
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    Private sale - where do I stand legally?

    I think that's just it - he should really have sent them by Special Delivery. Because I paid full price for the tickets (ticket price + booking fee) I assumed he would have adequate insurance, but it was never discussed. Trying to find a clear legal view of my rights as a buyer in a private...
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    Private sale - where do I stand legally?

    Absolutely - I would rather sort it out amicably. I don't work with the guy directly, never have done but someone mentioned he had tickets so I just bought it off him. The tickets came to just under £450 as it was a group of us going.
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    Private sale - where do I stand legally?

    I can't get anything from Royal Mail, I'm not the one who sent the item. Only the seller can claim. So I could be in a situation where I get no cash back, even though the other party can claim for *their* loss from Royal Mail. If he refuses to pay, which I'm told will be highly likely, I want...
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    Private sale - where do I stand legally?

    I bought the tickets from a work colleague - so its a private sale. I paid cash immediately and he said he'd post them the next day (as he was off on hols). He sent me the tracking ID from Royal Mail and the following day I could see he sent the items. Some 2 weeks later and the tickets...
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    Private sale - where do I stand legally?

    Where do I stand legally on non-delivery of goods on a private sale? I bought concert tickets from a private seller, paid the seller cash immediately - and they sent them by some Royal Mail tracking method. I can see the tickets were sent out but still not delivered and the event has passed -...
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    what happened to free speech

    Getting bored with this thread - its been done to death now. We need to be fair in our dealings with people, whatever their background and engaging in an inclusive debate is better than creating animosity. Seems like some people only play the freedom of speech thing against minorities and...
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    Mandela - Saint or Sinner?

    More importantly, how would we feel about Mandela before he became a world leader and a figure that stands for all that is good and decent. Its easy *now* to say what a great man he is, but I'm wondering how many of us would still hold Mandela in high regard whilst he was politically active and...

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