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Previously on "Better on-line credit card security system coming soon"
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Nationwide sent me some card-reader type of unit. Which when I'm making a online purchase - or using their website - I have to use to respond to questions - Kinda like a RSA Securid
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Originally posted by expat View PostGet card reader and card
Enter transaction on PC.
Insert card in reader, when ready:
Press whichever button the web site tells you to.
Press OK
Enter PIN
Press OK
If PIN fails, start to sweat and repeat REALLY slowly and carefully, snapping at anyone who speaks in the vicinity and puts you off
Enter amount
Press OK
Copy code from reader to PC
OK on web site.
That's one done; repeat etc.
It probably really doesn't take long but it sure seems to.
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Originally posted by TimberWolf View PostHmm, it seems that (earlier) derivatives of this scheme are in more widespread use than I realised. Why does keying a pin code on a credit card and entering a generated security code take so much extra time?
Enter transaction on PC.
Insert card in reader, when ready:
Press whichever button the web site tells you to.
Press OK
Enter PIN
Press OK
If PIN fails, start to sweat and repeat REALLY slowly and carefully, snapping at anyone who speaks in the vicinity and puts you off
Enter amount
Press OK
Copy code from reader to PC
OK on web site.
That's one done; repeat etc.
It probably really doesn't take long but it sure seems to.
Leave a comment:
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Originally posted by thelace View PostIf they're like the Nationwide one, they're a pain in the A$$
Used to take me 20 minutes to do my monthly bills, now it's the best part of an evening...
I'm sure they're driving it this way to make you use Direct Debits
Anyway, if they've dreamed this system up, then you can bet that the theives will be dreaming up a way to nobble it tonight!
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If they're like the Nationwide one, they're a pain in the A$$
Used to take me 20 minutes to do my monthly bills, now it's the best part of an evening...
I'm sure they're driving it this way to make you use Direct Debits
Anyway, if they've dreamed this system up, then you can bet that the theives will be dreaming up a way to nobble it tonight!
Leave a comment:
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Originally posted by Mich the Tester View PostOh, that's a different thingummyjig; it's for accessing the internet banking and comfirming transactions. It generates codes unique to the client and the transaction which you then type into the website.
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Originally posted by TykeMerc View PostThat looks quite similar to the units issued by Barclays, it's a bit of a variation on the old SecureID dial in authentication technology.
For that matter the credit card with display and keypad looks quite similar too.
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Please note, what is being discussing above does not relate to the new system to be trailed next year, as linked to in the original post.
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Originally posted by Mich the Tester View PostWell I can't see any added value in it above being a normal PIN card without any security. The only thing is it's the only way to pay in the canteen and the station car park, so I'm forced to use it.
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Originally posted by Mich the Tester View PostWell I can't see any added value in it above being a normal PIN card without any security. The only thing is it's the only way to pay in the canteen and the station car park, so I'm forced to use it.
But as I said - no-one I know uses it!
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For that matter the credit card with display and keypad looks quite similar too.
Leave a comment:
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Originally posted by Mich the Tester View PostWell I can't see any added value in it above being a normal PIN card without any security. The only thing is it's the only way to pay in the canteen and the station car park, so I'm forced to use it.
Leave a comment:
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Originally posted by NotAllThere View PostI have that built into my EC card. You can load a balance onto it, and then, any place where you can use an EC card, you can just insert into the card reader, and then go (no pin, no signing). Supposed to be for small transactions. I never use it, and don't know anyone who does. Cash for small/medium transaction, card for all others.
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Originally posted by Mich the Tester View PostYes, that’s chipknip. It’s a little chip on the card which you can load up with money from your bank account from a sort of PIN machine; it was meant to be a very quick, efficient replacement for cash, but only caught on in company canteens and car parks.
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Originally posted by Mich the Tester View PostOh, that's a different thingummyjig; it's for accessing the internet banking and comfirming transactions. It generates codes unique to the client and the transaction which you then type into the website.
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