Health Insurance Question

[cojak]

Ta chaps,

(Will be toddling over there later, Mal... )

[MrRobin]

Yes. You are their main customers. i.e. Still of working age so can afford to pay, but old enough to think they might actually need it.

Premiums are weighted primarily on age, but also on BMI, smoker/non smoker, and your location

Past medical history and hereditary stuff will generally just add things to your exclusions, rather than bump up your premiums.

[malvolio]

As long as you're breathing, are moderately likely to survive another 10 years and have no extant chronic conditions, there shouldn't be a problem.

You do realise there's a PCG 25% discount scheme, BTW...

[cojak]

I've kept out of the sun.....

[kali]

i'm sure they will but they'll probably charge you an increased premium

[ratewhore]

I'm guessing that's not you in your avatar then?

[cojak]

Is it worth taking up if you're over 45? Will insurers take you on if you're fit & healthy but over 45?