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Things about to get very serious and much more real? / Felicitas Letters

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  • MrO666
    replied
    I've been shown the letter that has been sent and it's very unclear as to whether Felicitas have started the action against the alleged individual due to not responding to a SD, or whether they were merely part of another action (which has already been mentioned).

    There's section in the letter that says "The background was that in 2013, the debtor had borrowed money from IQ Consultants Limited, having signed a loan deed in which he promised to repay the money". Promisesd......what sort of legal argument is that ?

    Would be good to understand what the court says about this.
    Last edited by Contractor UK; 29 March 2021, 15:59.

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  • eek
    replied
    Covering the last few posts here

    if it is in Newcastle County Court it will be a different case but it's going to be hard to find the details without ringing the court as I suspect it's another bankruptcy petition where Felicitas are merely a referenced party - they won't be taking people to court as that costs money.

    Now the last win was an expense claim for turning up to a bankruptcy hearing in which they are listed as a creditor - so I suspect this one will be the same which means the poor people at Newcastle court are going to have to hunt through the bankruptcy petitions.

    However rajguru FCA registration doesn't matter as these loans (as I've stated on numerous occasions) are not subject to consumer loan legislation - heck they shouldn't even be going near an English court.
    Last edited by eek; 27 March 2021, 07:53.

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  • DealorNoDeal
    replied
    Originally posted by happychap View Post
    Anyone receive the latest Letter from Felicitas ? ref Feliciats win in Court
    Hopefully someone can find out more details about this court case.

    I am really looking forward to hearing what Felicitas are calling a "win". (I could do with a good laugh)

    Leave a comment:


  • GoneSurfing
    replied
    Originally posted by Whowouldhavethought View Post

    That's why there was an indemnity in my agreement, written by a specialist lawyer - So no, I wouldn't be paying anyone else
    Surely that agreement will be with Felicitas so 'anyone else' but Feliticas won't be bound by any indemnity in your agreement.

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  • rajguru
    replied
    The co. Is not FCA registered, it cannot chase any type of Loan thru the courts. You should only respond without acknowledging the loan.

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  • Monkeypower
    replied
    Originally posted by WJK View Post

    I also recieved same letter. They give me a settlement amount which is the 6th different amount they have asked for!!!!, over the past 15 months!
    The difference coukd be another monthly interest amount added.. but who knows with them!

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  • WJK
    replied
    Originally posted by jxtractor View Post

    Yes this looks to be a different case. I'm trying to find the judgement online at https://www.judiciary.uk/ but I can't find anything. I'm not sure if this there is a delay or if I'm barking up the wrong tree. Might have to call the county court on Monday and achieve the case details / judgements.
    I also recieved same letter. They give me a settlement amount which is the 6th different amount they have asked for!!!!, over the past 15 months!

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  • jxtractor
    replied
    Originally posted by Monkeypower View Post
    The last one was Doncaster court.. is it the same ?
    Yes this looks to be a different case. I'm trying to find the judgement online at https://www.judiciary.uk/ but I can't find anything. I'm not sure if this there is a delay or if I'm barking up the wrong tree. Might have to call the county court on Monday and achieve the case details / judgements.

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  • Monkeypower
    replied
    The last one was Doncaster court.. is it the same ?

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  • jxtractor
    replied
    Originally posted by happychap View Post
    Anyone receive the latest Letter from Felicitas ? ref Feliciats win in Court

    Its the follow up to the bankrupcy case from before
    Just in time to ruin a weekend for more research. Newcastle County Court. Time to check the facts come Monday.

    Leave a comment:

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