Things about to get very serious and much more real? / Felicitas Letters

[eek]

WTT posted this on LinkedIn https://www.linkedin.com/posts/graha...3302603778-BdQ

he says you need to reject the demand so I would suggest doing just that rather than ignoring it

[GregRickshaw]

two letters...

one is notice of assignment:
Felicitas solutions ltd have entered into deed of assignment with West 28th street ltd, under which Felicitas have beneficially and legally assigned all actions, claims, rights and demands against me. this notice and and any non contractual activity in relation to this notice are governed by english law.

other letter is then outlaying what i originally 'borrowed' and i should email no later than Dec 1st with my payment details. if i'm willing to repay 50% of original amount in monthly payments over 5 years..if a satisfactory response is not received you should expect to hear from our solicitors and all further correspondence will be with said solicitors.

Ok thanks. So yes exactly the same as before.

It depends on you how you go from here really. The fact they keep coming back shows they were successful last time in their raid, sadly I think I amongst others have funded this next raid. However again it depends on you and your personality and situation how you deal with this.

FWIW the debt collectors look as classy as the previous incumbents one look at their website will tell you all you need to know. Then have a look a debt collectors like Cabot, Advantis, LCS (HMRC approved debt collectors) and you realise then this is another 'cheaply funded as possible' raid.

Speculative possibly, genuine possibly. Up to you from here on in, the fact they are going for 50% now shows either a level of desperation or confidence.

I settled, others wiped their backsides with the demands, others sought legal advice all of those outcomes provided relief for those individuals. There are no cases of F winning anything in court, they don't need to they win by frightening and playing on emotions.

[DanJackiels]

Can you share what the demand looks like?

F employed debt collectors early on so no surprises if this company has done the same.

The debt collectors themselves may be just doing their job in all of this.

two letters...

one is notice of assignment:
Felicitas solutions ltd have entered into deed of assignment with West 28th street ltd, under which Felicitas have beneficially and legally assigned all actions, claims, rights and demands against me. this notice and and any non contractual activity in relation to this notice are governed by english law.

other letter is then outlaying what i originally 'borrowed' and i should email no later than Dec 1st with my payment details. if i'm willing to repay 50% of original amount in monthly payments over 5 years..if a satisfactory response is not received you should expect to hear from our solicitors and all further correspondence will be with said solicitors.

[GregRickshaw]

Can you share what the demand looks like?

F employed debt collectors early on so no surprises if this company has done the same.

The debt collectors themselves may be just doing their job in all of this.

[DanJackiels]

is this demand not a bit different, or am I looking at it wrong?
AboutWest28th

are these boys not official debt collectors? as opposed to Felicitas people being involved in the original IQ/Loans ?

[jonnieboy]

Be strong if you can, this is a very worrying time for anyone involved. However there are a mixture of options here all of which seem to have worked up to now.

1) Ignore

2) Dispute the claim

3) Settle

I chose 3 after seeing the previous claimants paperwork and very professional approach. However huge difference here they were offering as low as 2% in full settlement back then, I even heard of 1% being successful.

Get help from a professional if you need to, again I did.

As outrageous as this may seem take it seriously.

Was there no issue with HMRC? Or had you settled that too? I'd assumed writing off 99% loan would create a significant tax liability?

[hudson]

wont be getting a penny from me.
was going to wipe my a** with it but ended up sticking it on the bonfire ready to light up on Staurday night.

[eek]

https://uk.news.yahoo.com/couple-int...whWnbOOH7moQaw

There seems to also be an unfortunate news clip along with a picture of someone of the same name from Isle of Man….

What a surprise.

Just open the letters and ignore them unless and until they start playing games with Statutory Demands at which point you repeat last year's letter and tell them where to go

Note - it's the fact that they have played round with Statutory Demands that mean you need to open the letters and can't just instantly bin them.

[Jumper]

https://uk.news.yahoo.com/couple-int...whWnbOOH7moQaw

There seems to also be an unfortunate news clip along with a picture of someone of the same name from Isle of Man….

[WTFH]

I can't remember if I've done a trace on Sacco before, but it doesn't take many steps to get to the usual suspects...

Opus Bestpay:
https://find-and-update.company-info...78376/officers

Quinton Trustees:
https://find-and-update.company-info...76336/officers
Includes Voirrey Claire Collister.

How many people do you think were called Voirrey Claire and born in 1981?
https://find-and-update.company-info...99597/officers