Things about to get very serious and much more real? / Felicitas Letters

[Fred Bloggs]

Non Recorded delivery, No proof you've even received the letter........ THEY CAN RAM IT

I think you will find that legal precedent is that if the sender has proof of posting a letter, the law assumes that it was received.

[Nanas1]

What offensive did they do? I just see them sending email that I didn't answer...

Non Recorded delivery, No proof you've even received the letter........ THEY CAN RAM IT

[GregRickshaw]

Contacting them makes them believe the debt is owed.

neveragain last time this happened I did yes and I settled, not saying this will be the case or even if it's a good course of action (it was for me) but those of us who I know who settled with them, settled for an absolute pittance of a % they claimed. For me it as weight off my mind, not suggesting it's the right route that depends on your personality and your situation.

Many who totally ignored are fine, many who sought legal advice are find too.

I did have a solicitor deal with the settlement.

Will it come back to me this time? Who knows. I know the time before this THL clients who signed and settled were contacted by F for settlement and this time around someone posted those were asked again this time around.

[GregRickshaw]

Wheres the proof of the Deed of Assignment? I got my letters yesterday. They provided no proof. As stated .... if you contact West 28th it restarts the 6 year statute of limitations on this kind of debt claim.

2 years ago I got 2 letters provided to me by the Loan Charge Action Group and the solicitor who sent the Statutory Demand emailed me to say it had been withdrawn at its clients request.

Now its starts all over again.

And the response will be the same.

Unfortunately the fact they have contacted you has invalidated the 6 year disbarment rules.

Surprised you got the Statutory Demand removed without appealing it but that is good news.

[GregRickshaw]

Contacting them makes them believe the debt is owed.

With all respect that is nonsense. They believe the debt to be owed and contacting them won't start a chain of events.

[eek]

As eek has said - make sure that those envelopes DON’T contain Statutory Demands.

WTT said to send a letter saying the claim was invalid regardless of the type of letter sent - so I’ve since changed that advice

[cojak]

What a surprise.

Just open the letters and ignore them unless and until they start playing games with Statutory Demands at which point you repeat last year's letter and tell them where to go

Note - it's the fact that they have played round with Statutory Demands that mean you need to open the letters and can't just instantly bin them.

As eek has said - make sure that those envelopes DON’T contain Statutory Demands.

[ian1066]

Has anyone contacted them or taken up their offer or considering it?

Contacting them makes them believe the debt is owed.

[ian1066]

I'm minded to ignore West28th and treat as a phishing scam. Ignored Felicitas 5% offer in May 2020 and they have now passed on to West28th who are offering a 50% deal. Looking at both on companies house they look like recently setup shell companies with no accounts. Let them spend money with solicitors letters and produce contracts and proof of payment. Unless someone knows otherwise I reckon they just have a spreadsheet with names, amounts and contact details without evidence to back up.

Its funny how the letter talks of Deed of Assignment yet thry provide no proof.

I'll just sit and wait to see what bulltulip they try and pull next.

[ian1066]

Hello - anyone else received a new demand? I've just had another letter saying "F have entered into a Deed of assignment with West 28th" - am I willing to settle 50% of debt - 28 days to respond else they will instruct solicitors to reclaim everything including accrued interest....
They love to choose their timing of harassment don't they! How do these people live with themselves knowing dam well they aren't owed a thing!

Wheres the proof of the Deed of Assignment? I got my letters yesterday. They provided no proof. As stated .... if you contact West 28th it restarts the 6 year statute of limitations on this kind of debt claim.

2 years ago I got 2 letters provided to me by the Loan Charge Action Group and the solicitor who sent the Statutory Demand emailed me to say it had been withdrawn at its clients request.

Now its starts all over again.

And the response will be the same.