Things about to get very serious and much more real? / Felicitas Letters

[happychap]

WTT posted this on LinkedIn https://www.linkedin.com/posts/graha...3302603778-BdQ

he says you need to reject the demand so I would suggest doing just that rather than ignoring it

Hello eek,

Any advise on a response to reject the demand. I think we may have done this a few years ago too?

thanks in advance

[eek]

Try this link

https://www.linkedin.com/posts/graha...ium=member_ios

[rikpward]

I received the same two letters from West 28th, asking to settle 50%, and the Notice of Assignment. I have chosen to ignore these letters in the past with the exception of the very first time they started 2 years ago. I opted to pay back the deeds of the loan at £6000, which was supposed to be the end of it - my mistake I know. The letters keep on coming. If it gets serious, can I argue that the deeds of the loan are no longer relevant? I genuinely do not know. I suspect that I just gave a criminal outfit £6000. I get the impression West 28th are chancers and should not be chasing anyone for anything.

In the meantime, I am paying the HMRC back at £205.11 per month for 5 years (mostly paid off now), which I understand to be the critical issue - keeping the HMRC happy.

If anyone has more thoughts or insight into managing West 28th, I'd love to hear it.

[Kblack101]

Hi I have also received this pair of letters for a short spell contracting. is there anyone that can recommend appropriate legal advice as i cannot possibly afford to pay and also don't believe this debt is genuine as i earned this money and settled with HMRC anyway as HMRC believed it was not a loan. any hints or tips gratefully appreciated.

[Monkeypower]

WTT posted this on LinkedIn https://www.linkedin.com/posts/graha...3302603778-BdQ

he says you need to reject the demand so I would suggest doing just that rather than ignoring it

Hi EEK, Link doesn't seem to working

[eek]

WTT posted this on LinkedIn https://www.linkedin.com/posts/graha...3302603778-BdQ

he says you need to reject the demand so I would suggest doing just that rather than ignoring it

[GregRickshaw]

two letters...

one is notice of assignment:
Felicitas solutions ltd have entered into deed of assignment with West 28th street ltd, under which Felicitas have beneficially and legally assigned all actions, claims, rights and demands against me. this notice and and any non contractual activity in relation to this notice are governed by english law.

other letter is then outlaying what i originally 'borrowed' and i should email no later than Dec 1st with my payment details. if i'm willing to repay 50% of original amount in monthly payments over 5 years..if a satisfactory response is not received you should expect to hear from our solicitors and all further correspondence will be with said solicitors.

Ok thanks. So yes exactly the same as before.

It depends on you how you go from here really. The fact they keep coming back shows they were successful last time in their raid, sadly I think I amongst others have funded this next raid. However again it depends on you and your personality and situation how you deal with this.

FWIW the debt collectors look as classy as the previous incumbents one look at their website will tell you all you need to know. Then have a look a debt collectors like Cabot, Advantis, LCS (HMRC approved debt collectors) and you realise then this is another 'cheaply funded as possible' raid.

Speculative possibly, genuine possibly. Up to you from here on in, the fact they are going for 50% now shows either a level of desperation or confidence.

I settled, others wiped their backsides with the demands, others sought legal advice all of those outcomes provided relief for those individuals. There are no cases of F winning anything in court, they don't need to they win by frightening and playing on emotions.

[DanJackiels]

Can you share what the demand looks like?

F employed debt collectors early on so no surprises if this company has done the same.

The debt collectors themselves may be just doing their job in all of this.

two letters...

one is notice of assignment:
Felicitas solutions ltd have entered into deed of assignment with West 28th street ltd, under which Felicitas have beneficially and legally assigned all actions, claims, rights and demands against me. this notice and and any non contractual activity in relation to this notice are governed by english law.

other letter is then outlaying what i originally 'borrowed' and i should email no later than Dec 1st with my payment details. if i'm willing to repay 50% of original amount in monthly payments over 5 years..if a satisfactory response is not received you should expect to hear from our solicitors and all further correspondence will be with said solicitors.

[GregRickshaw]

Can you share what the demand looks like?

F employed debt collectors early on so no surprises if this company has done the same.

The debt collectors themselves may be just doing their job in all of this.

[DanJackiels]

is this demand not a bit different, or am I looking at it wrong?
AboutWest28th

are these boys not official debt collectors? as opposed to Felicitas people being involved in the original IQ/Loans ?