Originally posted by original PM
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Live to work or work to live?
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Originally posted by original PM View PostCan you not find a 10k car which does exactly the same but has a vauxhall badge and not a bmw one?Comment
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No mortgage, nice house, 55, years old, working hard for the next year to make my last pension payment. I'll probably do another couple of years at a slower pace to replace the car, buy a boat etc before I finally call it a day. Could downsize and stop tomorrow if i had to but I like my toys too much and want to collect the set before I quit....my quagmire of greed....my cesspit of laziness and unfairness....all I am doing is sticking two fingers up at nurses, doctors and other hard working employed professionals...
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Originally posted by Lockhouse View PostNo mortgage, nice house, 55, years old, working hard for the next year to make my last pension payment. I'll probably do another couple of years at a slower pace to replace the car, buy a boat etc before I finally call it a day. Could downsize and stop tomorrow if i had to but I like my toys too much and want to collect the set before I quit.Comment
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Originally posted by Lockhouse View PostNo mortgage, nice house, 55, years old, working hard for the next year to make my last pension payment. I'll probably do another couple of years at a slower pace to replace the car, buy a boat etc before I finally call it a day. Could downsize and stop tomorrow if i had to but I like my toys too much and want to collect the set before I quit.
Just trying to get an idea of if you've been on £1500 a day for the last 30 years.Comment
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Originally posted by woohoo View PostHow much is your pension pot?Originally posted by radish2008 View PostJust out of interest how long have you been contracting, what do you do, what approx. rates ? I can't seem to save a chunk like that (although have paid off around 60k in debts) but am a long way off. I want to pack in the contracting but could do another 10 years if I could get the same rate I'm on and the hopefully will have a chunk to invest.
Just trying to get an idea of if you've been on £1500 a day for the last 30 years.
Started from scratch twice though otherwise I'd have been done by now. Women eh?...my quagmire of greed....my cesspit of laziness and unfairness....all I am doing is sticking two fingers up at nurses, doctors and other hard working employed professionals...
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Originally posted by MattZani View PostYeah here we get to the big "problem": if you work like a dog so you can retire early yeah you're going to have money and time when you're old but no energy/will to do cool stuff (just a silly example...go to surf in mexico or hike here, bike there kind of stuff). On the other hand you can do these things when you're young and have enough money/time (because you're a contractor) but then you'll have to work later on...
Tough choiceOriginally posted by MaryPoppinsI'd still not breastfeed a naziOriginally posted by vetranUrine is quite nourishingComment
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Originally posted by woohoo View PostI've heard of cars for 10k but I thought only the homeless bought them, to live in.
but then all I do is wear out the M56 twice a day - whilst I could pay a lot of money for a car to sit in traffic jams - what is the point.
diesel astra - £30 per year road tax, cheap to insure, could get 55 mpg - get nearer 45 - but that is without trying, 170 horses under the bonnet (oooh yeah!), it's a perfectly nice place to be and is reliable.
and all the money I am saving goes into the pot so when I get to 53 I can retire, buy a sportscar and shag some twenty something dolly bird.
what's not to like?
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Originally posted by original PM View PostYeah.....
but then all I do is wear out the M56 twice a day - whilst I could pay a lot of money for a car to sit in traffic jams - what is the point.
diesel astra - £30 per year road tax, cheap to insure, could get 55 mpg - get nearer 45 - but that is without trying, 170 horses under the bonnet (oooh yeah!), it's a perfectly nice place to be and is reliable.
and all the money I am saving goes into the pot so when I get to 53 I can retire, buy a sportscar and shag some twenty something dolly bird.
what's not to like?
I wouldn't wait till I was 53 to ditch the astra, buy the sportscar and nail the dolly bird. Why would it be more fun at 53 than it would now?Comment
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Originally posted by HugeWhale View PostSo you're saving for a cliché.
I wouldn't wait till I was 53 to ditch the astra, buy the sportscar and nail the dolly bird. Why would it be more fun at 53 than it would now?
And the missus may have something to say about the dolly bird.
But the point I was trying to make is there is no point getting into debt for something you simply do not need - save the money and retire early and spend it on stuff you can spend the time to enjoy.
Same for holidays - I could spend ten grand being waited on hand and foot for 2 weeks with the kids being looked after by someone else or I can spend 2 grand and have a cracking holiday spending time with the kids - and that time with the kids is golden as they grow up so fast. (although the missus insists we go to Florida every other year which does cost ten grand but we still get to spend time with the kids)
It's just my point of view though - other points of view are perfectly valid.Comment
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