Originally posted by SeededLoaf
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Anyone else not have a pension?
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"You’re just a bad memory who doesn’t know when to go away" JR -
What Pjclarke said....
IF you aren't making some provision for future years while the sun is shining then in my opinion you are stupid.
Yes - you might find you want to work 'forever' as you click over 60 but it is more likely you will have had enough of the b**locks and bellends and having the option to walk/pick and choose work is a real luxury.
Use ISA's if you like/cant face the lock-in (this can actually help by stopping you making stupid decisions) but also consider a low-cost SIPP. They are brilliant for getting money out of the company and flexible options to withdraw from 55 mean it is a good choice.
You don't need an IFA, you don't need managed funds.
Go to HL.co.uk, setup SIPP, setup payment from company, buy Vanguard Lifestrategy 80 fund every month, get on with your life.
How much do you need to put in ? - as much as you can definitely live without (40k max into SIPP, 20k into ISA from April)
GLAComment
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Originally posted by alreadypacked View PostOr the pension funds don't get a hair cut.Comment
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Originally posted by AtW View PostOnly those with unfairly large pots will get a haircut...
HTHFiscal nomad it's legal.Comment
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Originally posted by alreadypacked View PostI thought is would be dependant on how much money the government needed at the time.Comment
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Been paying into various pensions over the years - not a huge amount, but enough to keep me going. Also have shares and considerable property equity. Worst case scenario - move back to the UK where it will all go so much further.Down with racism. Long live miscegenation!Comment
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Originally posted by NotAllThere View PostBeen paying into various pensions over the years - not a huge amount, but enough to keep me going. Also have shares and considerable property equity. Worst case scenario - move back to the UK where it will all go so much further."You’re just a bad memory who doesn’t know when to go away" JRComment
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Originally posted by NigelJK View PostNo change there then.Comment
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Originally posted by SueEllen View PostNot a good idea as we won't have a health service to keep you alive.Down with racism. Long live miscegenation!Comment
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