Originally posted by Waldorf
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The Tories have 'killed buy-to-let for the middle-classes'
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Originally posted by MaryPoppinsI'd still not breastfeed a naziOriginally posted by vetranUrine is quite nourishing -
Originally posted by Waldorf View PostI hate to see a Tory government increasing taxes but they are limited to what they can do, a small majority, taking on huge deficit and economic mess from a Labour government and a general public who objects to any cuts, means that some taxes will increase.
Osborne's cunning plan is to buy cheap votes from those that he believes are former Labour voters - he won't get them and he'll lose lots of core vote. In fact I reckon he'll be so toxic by 2020 that it might prejudice his chances of being chosen to lead the party.
His plan is to offer in Elections 2020 to cut taxes IF he is elected. I'll tell him to fook right off and put at least £10k into local Labour MPs fund (only 2,706 votes majority) - I'll also ask her to forgive me for voting for Tory Scum in the last 2 General Elections.
Originally posted by Waldorf View PostTory governments mean lower taxes than the alternative, not that they will not increase taxes, being responsible means that sometimes taxes will rise, however as soon as they can taxes will be cut, a Labour government would choose to increase spending. Socialists believe they can spend your money better than you, Tories give you the choice.Last edited by AtW; 1 December 2015, 00:31.Comment
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They almost never cut taxes proper - first year of corp tax being 20% (after 5 years of wait!) and they take it all back next year with higher divi tax, Tory Scum!Comment
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Originally posted by BrilloPad View PostRubbish. There are still too many young people who cannot afford homes.
Though, IMO, stopping borrow-to-let and stopping foreigners and companies buying private property is a good first step.
The people who say they cant afford to buy are generally referring to London, honing in on one of the most expensive cities in the world so Im not surprised.
I have Buy to Let properties up North that have not risen in value since 2005, you can buy a nice 3 bed new build Semi for about £130k. There is no "bubble" and people saying they cant afford to buy are generally incredibly selective about where they want to live. The excuse being there are no jobs anywhere outside of London SH*T, there are schools, hospitals, public services and god forbid private companies outside the smoke. One flat I own in Sheffield has a Legal firms european HQ next door.
When my parents moved to our town they did so on the basis of area affordability, yes they would have loved to live in a nicer area but couldnt afford it. Nobody has the automatic right to be able to afford a home anywhere, its just economics. If they ever do put me down for a manhattan apt overlooking CP please and I will throw my toys around should it not be affordable enough for me!
I get pretty miffed with BTL being the root of all evil. Its only an issue in London, so if you are going to penalise for second homes or investment properties then be selective. Maybe impose a tiered stamp duty increase, so areas such as London pay more for second homes but areas going through regeneration and want to encourage investment dont. Because I tell you know, if you start penalising people buying cheap second homes to let in areas being gentrified that enable other people who wouldnt be able to buy, to instead privately rent, then where are they going to live? The govt will have a much bigger issue on their hands.Last edited by smalldog; 1 December 2015, 08:53.Comment
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Originally posted by smalldog View PostBrillo with all due respect this is utter B*llocks!
The people who say they cant afford to buy are generally referring to London, honing in on one of the most expensive cities in the world so Im not surprised.
I have Buy to Let properties up North that have not risen in value since 2005, you can buy a nice 3 bed new build Semi for about £130k. There is no "bubble" and people saying they cant afford to buy are generally incredibly selective about where they want to live. The excuse being there are no jobs anywhere outside of London SH*T, there are schools, hospitals, public services and god forbid private companies outside the smoke. One flat I own in Sheffield has a Legal firms european HQ next door.
When my parents moved to our town they did so on the basis of area affordability, yes they would have loved to live in a nicer area but couldnt afford it. Nobody has the automatic right to be able to afford a home anywhere, its just economics. If they ever do put me down for a manhattan apt overlooking CP please and I will throw my toys around should it not be affordable enough for me!
I get pretty miffed with BTL being the root of all evil. Its only an issue in London, so if you are going to penalise for second homes or investment properties then be selective. Maybe impose a tiered stamp duty increase to prevent the investment in regeneration areas. Because I tell you know, if you start penalising people buying cheap second homes to let in areas being gentrified that enable other people who wouldnt be able to buy, to instead privately rent, then where are they going to live? The govt will have a much bigger issue on their hands.
To be honest I don't think you are a t0sser.
London prices do drag up the prices elsewhere. Though I agree London is the bigger issue. And that would be fixed by stopping foreigners and companies buying private property.
London/UK is the age old issue. Look at the early 80s recession. The North became uncompetitive due to the pound being kept high through what London was doing. What was needed was a London country with its own currency unit. All the negative issues of what Maggie did would have been negated.
London needs to be booted out of the UK.Comment
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Originally posted by BrilloPad View PostI love it when people say "with all due respect". It means I have no respect whatsoever. Like when someone says "to be honest" you know a lie is coming up.
To be honest I don't think you are a t0sser.
London prices do drag up the prices elsewhere. Though I agree London is the bigger issue. And that would be fixed by stopping foreigners and companies buying private property.
London/UK is the age old issue. Look at the early 80s recession. The North became uncompetitive due to the pound being kept high through what London was doing. What was needed was a London country with its own currency unit. All the negative issues of what Maggie did would have been negated.
London needs to be booted out of the UK.
to me it means on this subject specifically I dont agree. LEt me rephrase it "With all due respect in areas other than this one"
to me its all about London and it has two facets, one being you cant expect to afford to live where the hell you like, thats just daft, second is its not all down to BTL properties. A proportion maybe but there are institutions and wealth from abroad driving the prices up. Im not so naive to suggest BTL is fluffy and all good, but it does serve a purpose for a lot of people who want to rent something privately and decent that are maybe on their way to buying.Last edited by smalldog; 1 December 2015, 09:15.Comment
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Originally posted by AtW View PostHis plan is to offer in Elections 2020 to cut taxes IF he is elected. I'll tell him to fook right off and put at least £10k into local Labour MPs fund (only 2,706 votes majority)."The budget should be balanced, the Treasury should be refilled, public debt should be reduced, the arrogance of officialdom should be tempered and controlled, and the assistance to foreign lands should be curtailed lest Rome become bankrupt. People must again learn to work, instead of living on public assistance." CiceroComment
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Originally posted by smalldog View PostBrillo with all due respect this is utter B*llocks!
The people who say they cant afford to buy are generally referring to London, honing in on one of the most expensive cities in the world so Im not surprised.
I have Buy to Let properties up North that have not risen in value since 2005, you can buy a nice 3 bed new build Semi for about £130k. There is no "bubble" and people saying they cant afford to buy are generally incredibly selective about where they want to live. The excuse being there are no jobs anywhere outside of London SH*T, there are schools, hospitals, public services and god forbid private companies outside the smoke. One flat I own in Sheffield has a Legal firms european HQ next door.
When my parents moved to our town they did so on the basis of area affordability, yes they would have loved to live in a nicer area but couldnt afford it. Nobody has the automatic right to be able to afford a home anywhere, its just economics. If they ever do put me down for a manhattan apt overlooking CP please and I will throw my toys around should it not be affordable enough for me!
I get pretty miffed with BTL being the root of all evil. Its only an issue in London, so if you are going to penalise for second homes or investment properties then be selective. Maybe impose a tiered stamp duty increase, so areas such as London pay more for second homes but areas going through regeneration and want to encourage investment dont. Because I tell you know, if you start penalising people buying cheap second homes to let in areas being gentrified that enable other people who wouldnt be able to buy, to instead privately rent, then where are they going to live? The govt will have a much bigger issue on their hands.
And did you also know that £130K is still a lot of money for the average person?Will work inside IR35. Or for food.Comment
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Originally posted by smalldog View PostBrillo with all due respect this is utter B*llocks!
The people who say they cant afford to buy are generally referring to London, honing in on one of the most expensive cities in the world so Im not surprised.
I have Buy to Let properties up North that have not risen in value since 2005, you can buy a nice 3 bed new build Semi for about £130k. There is no "bubble" and people saying they cant afford to buy are generally incredibly selective about where they want to live. The excuse being there are no jobs anywhere outside of London SH*T, there are schools, hospitals, public services and god forbid private companies outside the smoke. One flat I own in Sheffield has a Legal firms european HQ next door.
When my parents moved to our town they did so on the basis of area affordability, yes they would have loved to live in a nicer area but couldnt afford it. Nobody has the automatic right to be able to afford a home anywhere, its just economics. If they ever do put me down for a manhattan apt overlooking CP please and I will throw my toys around should it not be affordable enough for me!
I get pretty miffed with BTL being the root of all evil. Its only an issue in London, so if you are going to penalise for second homes or investment properties then be selective. Maybe impose a tiered stamp duty increase, so areas such as London pay more for second homes but areas going through regeneration and want to encourage investment dont. Because I tell you know, if you start penalising people buying cheap second homes to let in areas being gentrified that enable other people who wouldnt be able to buy, to instead privately rent, then where are they going to live? The govt will have a much bigger issue on their hands.
Even when you look at less salubrious places like Swindon and Westbury. You get **** all for huge money. (Am I the only person who still thinks quarter of a million pounds is a lot of money?)
Fact is, you need two professional earners on higher tax wages to afford something extremely mediocre. And the deposit is huge. So if you don't have BOMAD or inheritance; you are pretty much fvcked.
I don't give a flying **** if I could buy a whole street in Barnsley. I have no family, friends, or job prospects up there.
So cramming into the South, all the jobs, immigrants, BTL, baby boomers, and young hopefuls; is one huge **** up.
Move all of government out of London up to Sheffield.
Close our fvcking borders TODAY.
And **** BTL they have raped this country.
HTH.Comment
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Originally posted by PurpleGorilla View PostHouse prices in the south of England are expensive. Period (as the yanks like to say).
Even when you look at less salubrious places like Swindon and Westbury. You get **** all for huge money. (Am I the only person who still thinks quarter of a million pounds is a lot of money?)
Fact is, you need two professional earners on higher tax wages to afford something extremely mediocre. And the deposit is huge. So if you don't have BOMAD or inheritance; you are pretty much fvcked.
I don't give a flying **** if I could buy a whole street in Barnsley. I have no family, friends, or job prospects up there.
So cramming into the South, all the jobs, immigrants, BTL, baby boomers, and young hopefuls; is one huge **** up.
Move all of government out of London up to Sheffield.
Close our fvcking borders TODAY.
And **** BTL they have raped this country.
HTH.
5 bedroon detached house, not up north, less than £250K. If you can't afford that, you should have worked harder at school and paid attention.Comment
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