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		<title>Contractor UK Bulletin Board - </title>
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			<title>Termination of appointment - Lucy Smith (Clarity Umbrella Ltd)</title>
			<link>https://forums.contractoruk.com/umbrella-companies/151216-termination-of-appointment-lucy-smith-clarity-umbrella-ltd.html</link>
			<pubDate>Fri, 15 May 2026 13:08:53 GMT</pubDate>
			<description>15 May 2026     Termination of appointment of Lucy Jane Smith as a director on 13 May 2026 
 
https://find-and-update.company-information.service.gov.uk/company/12210720/filing-history</description>
			<content:encoded><![CDATA[15 May 2026     Termination of appointment of Lucy Jane Smith as a director on 13 May 2026<br />
<br />
<a href="https://find-and-update.company-information.service.gov.uk/company/12210720/filing-history" target="_blank">https://find-and-update.company-info...filing-history</a><br />
 ]]></content:encoded>
			<category domain="https://forums.contractoruk.com/umbrella-companies/">Umbrella Companies</category>
			<dc:creator>WhoApprovedThis</dc:creator>
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			<title>Umbrella (Trafalgar) and pensions</title>
			<link>https://forums.contractoruk.com/umbrella-companies/151215-umbrella-trafalgar-and-pensions.html</link>
			<pubDate>Thu, 14 May 2026 10:24:19 GMT</pubDate>
			<description>Hi all,  
 
I am contracting and have Trafalgar as my umbrella atm.  
 
I am on there basic package so 8% standard pension atm. 
 
To go into salary sacrifice they need me to upgrade to the gold package which would be £40 a month extra margin.  
 
My question is what would the minimum need to be...</description>
			<content:encoded><![CDATA[Hi all, <br />
<br />
I am contracting and have Trafalgar as my umbrella atm. <br />
<br />
I am on there basic package so 8% standard pension atm.<br />
<br />
To go into salary sacrifice they need me to upgrade to the gold package which would be £40 a month extra margin. <br />
<br />
My question is what would the minimum need to be sacrificing to make this cost worth it and tax efficient.<br />
<br />
My day rate is £239 and cant look to move companies as of yet as due mortgage renewal next year. <br />
<br />
TIA<br />
<br />
Ben]]></content:encoded>
			<category domain="https://forums.contractoruk.com/umbrella-companies/">Umbrella Companies</category>
			<dc:creator>beno148</dc:creator>
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			<title>Umbrella payslip periods (end of FY)</title>
			<link>https://forums.contractoruk.com/umbrella-companies/151186-umbrella-payslip-periods-end-of-fy.html</link>
			<pubDate>Sat, 25 Apr 2026 14:06:55 GMT</pubDate>
			<description><![CDATA[I've worked through a few umbrellas, and they seem to handle the payslip period differently. This has implications for the end of the financial year. 
 
* DASA Umbrella said that the period matched the date on my timesheet, so the days that I worked in the week before Easter (week ending Fri 3rd...]]></description>
			<content:encoded><![CDATA[I've worked through a few umbrellas, and they seem to handle the payslip period differently. This has implications for the end of the financial year.<br />
<br />
* DASA Umbrella said that the period matched the date on my timesheet, so the days that I worked in the week before Easter (week ending Fri 3rd April or Sun 5th April) would be period 52 for FY 2025/2026.<br />
<br />
* Contractor Umbrella and NASA Umbrella said that the period matched the date I got paid (a week later), so if I get paid on Fri 10th April then that's period 1 for FY 2026/2027.<br />
<br />
This seems like an odd quirk of the umbrella system. I.e. permanent employees wouldn't normally be paid in arrears, so the dates would match.<br />
<br />
Just out of curiosity, how do other umbrellas handle this?]]></content:encoded>
			<category domain="https://forums.contractoruk.com/umbrella-companies/">Umbrella Companies</category>
			<dc:creator>hobnob</dc:creator>
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			<title>Umbrella and wrong tax code</title>
			<link>https://forums.contractoruk.com/umbrella-companies/151182-umbrella-and-wrong-tax-code.html</link>
			<pubDate>Thu, 23 Apr 2026 21:20:24 GMT</pubDate>
			<description><![CDATA[Hey,  
I've been contracting for over 20 years. When IR35 came in I was ok. But then got a contract a couple of yers ago and suddenly I owe nealry £4K to the HMRC!  
Yes, my fault - I was kind of signing things blindly re SA but hell - it's HMRC who sets them up etc. 
Bottom line - I woe the, I owe...]]></description>
			<content:encoded><![CDATA[Hey, <br />
I've been contracting for over 20 years. When IR35 came in I was ok. But then got a contract a couple of yers ago and suddenly I owe nealry £4K to the HMRC! <br />
Yes, my fault - I was kind of signing things blindly re SA but hell - it's HMRC who sets them up etc.<br />
Bottom line - I woe the, I owe them cos they seem to send a wrong tax code!<br />
<br />
My way of thinking: all nice good and dandy but <br />
1/my (still current account) was doing taxes - be it for my ltd or SA - we've never been wrong!<br />
2/ having to use umbrella's dictated by agencies was awful and resulted in me - trying to pay off tax I didn't know I owe!<br />
<br />
<br />
I have a question, is there anyone else out there being charged for something they don't feel they owe?<br />
<br />
IF I were a perm and tax people within a company get it wrong. -who pays??]]></content:encoded>
			<category domain="https://forums.contractoruk.com/umbrella-companies/">Umbrella Companies</category>
			<dc:creator>mememois</dc:creator>
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