QDOS IR35 insurance

[Ketto]

I don't believe anyone ever has. That could be because the presence of lawyers scares such cases away. But they've never paid out.

My question was slightly loaded as i have this insurance (and have had it for a few years) and aware QDOS would probably read it, so was hoping the QDOS forum member would jump in with “Yes, we paid out 38 times in the last three years” or similar.

i’ve always been very sceptical about it for the reasons jamesbrown states and have considered not renewing that aspect for the previous couple of years (as everyone says, the real must have is the investigation fees protection, not tax liability protection). Not cancelled it so far as i figure the cost as a % of turnover is so small i may as well have every protection possible if the dreaded brown envelope lands.

How many claims have been made on this product and how many have you paid out in the last five years QDOS? As others are assuming, i’ll assume basically zero unless you let us know otherwise.