Mortgages

[cannon999]

Any other contractor here finding it difficult to get any substantial mortgage at the moment?
Halifax is not looking at day rates and contract length anymore, only last two tax years of self assessments
CMME says it's tulip at the moment, especially when you have a gap in company income due to COVID in the last couple of months.
Best I was quoted so far is 1/3d of what I was quoted 18 months ago.
Anyone who knows a lender who is still a bit flexible?

Really? I got a mortgage offer from Halifax just over a week ago and they were only interested in my day rate. Has something changed recently? Slightly worried now if my house purchase falls through I will struggle to get a mortgage again lol. What interest rate are you being quoted?

[Eirikur]

Any other contractor here finding it difficult to get any substantial mortgage at the moment?
Halifax is not looking at day rates and contract length anymore, only last two tax years of self assessments
CMME says it's tulip at the moment, especially when you have a gap in company income due to COVID in the last couple of months.
Best I was quoted so far is 1/3d of what I was quoted 18 months ago.
Anyone who knows a lender who is still a bit flexible?