Business contents insurance for mixed-use?

[co_sjo]

Hi all,

Having a bit of a nightmare so far finding someone who can offer me business contents insurance. 95% of my revenue comes from IT consultancy work, so I need office/computer/related contents insurance, but a small percentage of my income comes from electronics design work. I need the additional test/bench/scientific equipment in my new business premises covered in a similar way to the office contents.

So far i've spoken to AXA and Hiscox, both referred me to some other brokers, neither of which has come up with anything suitable yet.

Any recommendations or advice?

Thanks

[SallyPlanIT]

You could try Kingsbridge Professional Solutions. They offer insurance for contractors. Ask to speak with Zubair Ahmed.

[co_sjo]

You could try Kingsbridge Professional Solutions. They offer insurance for contractors. Ask to speak with Zubair Ahmed.

Thanks. Their website doesn't mention anything about contents insurance - do you know for sure they offer it?

[SallyPlanIT]

Thanks. Their website doesn't mention anything about contents insurance - do you know for sure they offer it?

It isn't part of their standard package but they are brokers and may have a solution for you, or point you in the right direction.

[co_sjo]

It isn't part of their standard package but they are brokers and may have a solution for you, or point you in the right direction.

Thanks.. but looking for specific recommendations that should meet my needs

[xoggoth]

Tried Jelf?

Small business insurance

They are brokers for QBE:

http://www.qbeeurope.com/businessportfolio/index.asp

[xoggoth]

Or this

https://www.insurantz.com/products/w...home-insurance

[SueEllen]

Thanks.. but looking for specific recommendations that should meet my needs

The point of proper brokers is that they can talk to insurance companies and even underwriters to get a package that matches your exact requirements. So it's always worth getting a quote from them even if you don't end up using them.