Ltd Company - Paying pension conts for my employee/wife

[Robot]

That's none of your bloody business.

In what way did your comment help the OP, did your comment add anything to the overall discussion?

Chrisl has the answers provided you with 'some food for thought' and have you raised your query with your accountant?

[Wanderer]

In what way did your comment help the OP, did your comment add anything to the overall discussion?

The original question was about pensions, not "My wife doesn't do any real work for the company but I'm going to pay her a salary and dividends anyway, is this OK?".

My response serves to remind people that it's none of our business if a company director chooses to employ their spouse. Knowing nothing of this man's tax affairs, what makes people think they have the right to question if the OP he should be employing his wife or not?

[Weltchy]

Out of curiosity, why assume the wife is a part time employee who works only 10 hours a week? I know plenty of permie's who sign off each week saying they worked 40 hours when in fact it's more like 10. You walk past any seccie's desk during the day and I swear you'll see them surfing ebay or some other online shop.

[northernladuk]

The original question was about pensions, not "My wife doesn't do any real work for the company but I'm going to pay her a salary and dividends anyway, is this OK?".

My response serves to remind people that it's none of our business if a company director chooses to employ their spouse. Knowing nothing of this man's tax affairs, what makes people think they have the right to question if the OP he should be employing his wife or not?

But we do have the right by the fact he is asking us a question based on his personal circumstances. He is asking our advice and part of giving advice is understanding the situation to give the best answer possible. The OP has the right to answer or not of course. How can we answer questions accurately if we don't ask further questions. If we get have cooked scenario with elements missing how can we give a qualified answer. These discussions often bring out aspects the OP never considered i.e. he may now be relooking at how much he is paying her and thinking about whether he is abusing the system and may need to change his approach. Helping him avoid an expensive HMRC investigation by doing something wrong is priceless to him surely.

There is also the point of posting on open forums. We can ask what we want. The right is with the OP to answer or not.

[Wanderer]

If we get have cooked scenario with elements missing how can we give a qualified answer.

All we have to do is to presume in good faith that the OP's spouse was a bonafide business partner and it was completely co-incidental that she was paid right up to the lower earnings limit for PAYE, then try and give a useful answer the question.

[MarillionFan]

a wifes value added services, definitely premium markup expected

Could you imagine if Hector questioned this. 'Try her for yourself!'