The one thing you will probably have to watch out for is your Eurocard (bank card for ATMs.) If you get an account from the Commerzbank/Dresdner/Deutsche/etc. you can use the card in any of their ATMs with no charges. If you open a Sparkasse or Volksbank (which are more numerous than the Sparkasse and in every town) then you will incur quite high charges if you use a different banks ATM, and vice versa. A lot of German banks will want to see your registration papers though and the last 2-3 payslips. I have had an account with the Dresdner for 20 years now and though not the best I recently managed to get a hefty discount on my business account interest and they have recently done me some good deals. You might want to look at the SEB bank which I have heard good things about.
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“Brexit is having a wee in the middle of the room at a house party because nobody is talking to you, and then complaining about the smell.” -
let's talk about bank accounts again! exciting!
I would like to wake this thread from the dead, because I am now going through the same process of applying a bank account in Germany.
Is Sparkasse still recommended? I heard they have more fees than others. I would prefer to go with DKB actually, but I'm afraid they may waste my time and reject me because I'm new in Germany. Wuestenrot have been recommended to me as not too sniffy, but it appears their main current account is forbidden to freelancers.
Recommendations?Der going over der to get der der's.Comment
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I've heard that DKB are quite good, particularly the fees and to foreigners opening an account with them. I'm pretty sure that the Wüstenrot is more a building society than a bank...Originally posted by darrenb View Post“Brexit is having a wee in the middle of the room at a house party because nobody is talking to you, and then complaining about the smell.”Comment
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Only problen with Sparkasse, when I told them I was leaving Germany they closed my account, even after I told them I was waiting for a tax refund. Otherwise quite a good bank.Originally posted by BlasterBates View PostFiscal nomad it's legal.Comment
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Have a look here as well:
Beste Bank 2011 im Banken-Test auf testsieger-Konto.de
and here:
Tests - Geldanlage + Banken - Stiftung Warentest“Brexit is having a wee in the middle of the room at a house party because nobody is talking to you, and then complaining about the smell.”Comment
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The current mrs stek got a Deutschebank account no prob, but all her mates had Sparkasse, just sounds like a bank run by Spar, put us off...Comment
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I had a hypovereins bank (bavarian bank) and left as they didnt provide a visa card only a maestro, but now it seems they do provide them. Moved to deutsche bank and am very happy with the service, no problems and plenty of cash machines to withdraw cash without being charged, plus an english version of online banking which was great when learning the lingo.The proud owner of 125 Xeno Geek PointsComment
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