PCG Insurance

[css_jay99]

PCG standard covers you for the costs of an IR35 investigation. PCGPlus covers you for the costs of a PAYE audit that might lead to an IR35 investigation, but is more likely not to if done properly. So the extra £90 a year potentially saves an awful lot of grief and extra heartache by minimising the risk of an investigation, with the average IR35 case running at around 30 months and costing around £10k. And don't ignore free Jury Service cover either if you ever need it, it is very valuable. The rest of the Plus package is window dressing.

Like all insurances, it's a risk assessment. A lot of people (about one third, from memory) think it's worth it.

cheers mate, for the time beign i think I'll save the extra £117 for a drink in the city and hope I dont get a PAYE audit. I have only had my Ltd Co. for just over a year. surely it cant be profitable for them to come after new startups. I hope I dont regret it.

however I'll sleep on it till next week and see which I go for .... unless there is someone else out here that that extra (PAYE Audit) has benefited from

css_jay99