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If his company is not making enough money to have insurance, then hiring a new person is not going to help the cashflow problem.
He/you need to spend less.
Apart from the very obviously evasive nature of the setup........ public liability is the cheapest insurance. And not needed to employ someone.
Sockie I reckon.
Might or might not. Looking at the writing style it is comically second language English but is possible it could be real. We do get the odd post from time to time from non-nationals (I've no idea what the PC term is nowadays) who don't feel they are tied to any particular tax system due to them moving around so try and pick and chose the one that suits them without any regard for what is actually going on.
The fact there will be little chance of actually getting any work with an IoM company due to agents not wanting to touch them has missed the OP completely and shows they are trying to run their business from a tax perspective rather than what works. And that's just one issue they are facing.
Comical sockie? Possibly. Daft tax question from migrating works to dodge the tax system, also possible.
'CUK forum personality of 2011 - Winner - Yes really!!!!
It is astonishing how many peopl are still getting suckered into schemes. You would have thought all the posts in CUK from 2008 onwards would have put anyone off. Yet schemes seem to be growing ever popular.
I was an IPSE Consultative Council Member, until the BoD abolished it. I am not an IPSE Member, since they have no longer have any relevance to me, as an IT Contractor. Read my lips...I recommend QDOS for ALL your Insurance requirements (Contact me for a referral code).
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