New umbrella company required!

[The Spartan]

Well their claim is that it is part of "the companys payroll costs" as stipulated in clause 3.5 of my contract of employment

Where did you find that? sorry if I sound dumb as I can't find anything on their online portal

[jet spanner]

Where did you find that? sorry if I sound dumb as I can't find anything on their online portal

It was explained in an email reply from them last week when I queried the employment costs, and they attached a pdf of my employment contract. I dont recall receiving a contract at the start of my assignment, but perhaps I ticked a box or signed something. even if i had got a lawyer to look through it with a fine toothcomb there is no way i could have anticipated what would happen.
I suggest that when you get your next payslip, ask how much of employment costs consists of employers NI. They wouldnt divulge the breakdown of the remaining costs to me, but it might be worth pursuing.

[Wary]

It was explained in an email reply from them last week when I queried the employment costs, and they attached a pdf of my employment contract. I dont recall receiving a contract at the start of my assignment, but perhaps I ticked a box or signed something. even if i had got a lawyer to look through it with a fine toothcomb there is no way i could have anticipated what would happen.
I suggest that when you get your next payslip, ask how much of employment costs consists of employers NI. They wouldnt divulge the breakdown of the remaining costs to me, but it might be worth pursuing.

So Steve says on this forum that he'll discuss your payslip deductions with each of you individually, but when you attempt to do so, they refuse to give you a full breakdown of the costs?!?

I'm not thick and when I went brolly, I scrutinised my contract very carefully. But I'd understand from that clause that the "payroll costs" are fully covered by the agreed up-front fees, fair or foul, and they wouldn't charge anything beyond this without it being agreed up-front.

[The Spartan]

Yeah I would have thought the payroll costs would have been part of the £119.50 a month they charge. I guess not

[LisaContractorUmbrella]

It was explained in an email reply from them last week when I queried the employment costs, and they attached a pdf of my employment contract. I dont recall receiving a contract at the start of my assignment, but perhaps I ticked a box or signed something. even if i had got a lawyer to look through it with a fine toothcomb there is no way i could have anticipated what would happen.
I suggest that when you get your next payslip, ask how much of employment costs consists of employers NI. They wouldnt divulge the breakdown of the remaining costs to me, but it might be worth pursuing.

There is actually a legal obligation for Employers to provide a breakdown of deductions - from HMRC site:

"Pay statements
You'll have to give each of your employees a pay statement - or payslip - at or before the time that you pay them. This can be in either paper or electronic format but it must show certain items, including each employee's gross pay (before any deductions are made), all deductions and the purposes for which they are made, and the net amount payable after the deductions have been made (also known as take home pay). If you don't give your employees an itemised payslip they could complain to an employment tribunal"

HM Revenue & Customs: PAYE for employers: the basics

[The Spartan]

So they're in breach of the law possibly, oh how I love irony sometimes

[The Spartan]

Total Pay = 4,250
Expenses = 1330
Umbrella Margin = 119.50
Employment Costs = 429
Employee NI = 211
Tax = 224

Total net pay = 3,264

Both the umbrella margin and employment costs were deducted before the tax and NI from what I can see

[LisaContractorUmbrella]

Monthly Weekly

Income 4250.00
Expenses 1330.00



Employer's NI 272.36
Employee's NI 235.28
Employee Tax 387.94
Total All Tax 895.58
CU Margin 85.00
Total Net Income 3,269.42

HTH

[The Spartan]

Monthly Weekly

Income 4250.00
Expenses 1330.00



Employer's NI 272.36
Employee's NI 235.28
Employee Tax 387.94
Total All Tax 895.58
CU Margin 85.00
Total Net Income 3,269.42

HTH

Do you roll up holiday pay into that or do you deduct and give it back at a later date?

[LisaContractorUmbrella]

Do you roll up holiday pay into that or do you deduct and give it back at a later date?

We deduct and pay back as rolled up holiday pay is not allowed Taking your holiday : Directgov - Employment.