Anyone do this?
Umbrella costs approx £100 a month. In the meantime, I've still got ltd I want to keep going - 1/2 fees at £57 a month. Total £157 a month.
Looking into this solution from paystream. £5 per week. With full accountancy fees of £114 then. Total approx £136. Would be easier if agency would do but they won't do it.
How does this work if you keep ltd? I understand with umbrella they're your employer and they do all the payroll and tax and just provide you with the net.
Is it different if you still use ltd and paystream? Or do they just deduct things like employer ni and then pass the rest to ltd for you to sort out your own NI and PAYE (or your accountant at least)?