Car PCP through Ltd company - bad credit rating?
+ Reply to Thread
Page 2 of 3 FirstFirst 1 2 3 LastLast
Posts 11 to 20 of 21
  1. #11
    eek
    eek is online now

    bored now

    eek's Avatar
    Join Date
    Jun 2010
    Location
    😂
    Posts
    22,460
    Thanks (Given)
    246
    Thanks (Received)
    1215
    Likes (Given)
    1047
    Likes (Received)
    3593

    Default

    Quote Originally Posted by Padge View Post
    Thanks for all the great replies. It has reminded me why I never bother with message boards.
    And yours remind why I rarely reply to new posters as they usually donít like the replies they receive
    merely at clientco for the entertainment

  2. #12

    More time posting than coding


    Join Date
    May 2017
    Posts
    222
    Thanks (Given)
    0
    Thanks (Received)
    19
    Likes (Given)
    38
    Likes (Received)
    55

    Default

    Quote Originally Posted by Padge View Post
    Thanks for all the great replies. It has reminded me why I never bother with message boards.
    Why, because you heard stuff you didnt want to hear? If your co has a bad credit rating, that is down to one of three things; you have run it irresponsibly, you or another director have a poor credit rating or the company hasnt been trading long enough.

    None of that is down to people responding to your post on a message board. Toodle pip!

  3. #13

    TripleIronDad

    BrilloPad's Avatar
    Join Date
    Aug 2006
    Location
    Divorce Courts
    Posts
    97,231
    Thanks (Given)
    21984
    Thanks (Received)
    5718
    Likes (Given)
    21984
    Likes (Received)
    9782

    Default

    Quote Originally Posted by washed up contractor View Post
    Why, because you heard stuff you didnt want to hear? If your co has a bad credit rating, that is down to one of three things; you have run it irresponsibly, you or another director have a poor credit rating or the company hasnt been trading long enough.

    None of that is down to people responding to your post on a message board. Toodle pip!


    Does that mean don't let the door slam your arse on the way out?
    I keep pushing forwards but they keep pushing me backwards. So I have new rules. 1. Don't feed the trolls you know they have no souls. 2. Don't respond to them they'll only post back back again. 3. Don't be their friend they'll only knife you in the back. I have new rules I count them.

  4. #14

    Still gathering requirements...


    Join Date
    Jan 2017
    Posts
    43
    Thanks (Given)
    2
    Thanks (Received)
    1
    Likes (Given)
    0
    Likes (Received)
    7

    Default

    Quote Originally Posted by washed up contractor View Post
    Why, because you heard stuff you didnt want to hear?
    He was hoping a good internet citizen would take pity and lend him the money.

  5. #15

    My post count is Majestic

    northernladuk's Avatar
    Join Date
    Mar 2009
    Posts
    33,837
    Thanks (Given)
    141
    Thanks (Received)
    1475
    Likes (Given)
    1786
    Likes (Received)
    6056

    Default

    Quote Originally Posted by Zylon View Post
    He was hoping a good internet citizen would take pity and lend him the money.
    Kaiser has some spare money to give away. Maybe he can help.
    'CUK forum personality of 2011' - Winner - Yes really!!!!

  6. #16

    Super poster

    Scruff's Avatar
    Join Date
    Mar 2013
    Location
    Leafy Surrey (Lahndahn Tahn)
    Posts
    2,420
    Thanks (Given)
    36
    Thanks (Received)
    109
    Likes (Given)
    488
    Likes (Received)
    386

    Default

    Quote Originally Posted by northernladuk View Post
    Kaiser has some spare money to give away. Maybe he can help.
    Keyser SŲze?
    We have a poverty of intellect....and a glut of Cretins
    QDOS Referral Code http://www.qdoscontractor.com/code/QCL26507
    IPSE Referral Code https://www.ipse.co.uk/joinme/076430/

  7. #17

    I live on CUK

    SueEllen's Avatar
    Join Date
    Nov 2005
    Location
    in the Park
    Posts
    27,954
    Thanks (Given)
    1420
    Thanks (Received)
    1132
    Likes (Given)
    4518
    Likes (Received)
    4187

    Default

    Quote Originally Posted by northernladuk View Post
    Kaiser has some spare money to give away. Maybe he can help.
    I have some zloty I can contribute.
    "Youíre just a bad memory who doesnít know when to go away" JR

  8. #18

    Super poster

    Scruff's Avatar
    Join Date
    Mar 2013
    Location
    Leafy Surrey (Lahndahn Tahn)
    Posts
    2,420
    Thanks (Given)
    36
    Thanks (Received)
    109
    Likes (Given)
    488
    Likes (Received)
    386

    Default

    Quote Originally Posted by SueEllen View Post
    I have some zloty I can contribute.
    My Zil has spare seats.
    We have a poverty of intellect....and a glut of Cretins
    QDOS Referral Code http://www.qdoscontractor.com/code/QCL26507
    IPSE Referral Code https://www.ipse.co.uk/joinme/076430/

  9. #19

    Old Greg is my bitch's bitch

    northernladyuk's Avatar
    Join Date
    Nov 2011
    Location
    Working the streets of your imagination
    Posts
    8,053
    Thanks (Given)
    1102
    Thanks (Received)
    586
    Likes (Given)
    401
    Likes (Received)
    2252

    Default

    Quote Originally Posted by Padge View Post
    I recently applied for a PCP deal on a new car through my Ltd company rather than personally (zero emission car, low BiK, seemed a good deal). The PCP was declined because the Ltd company has a bad Experian credit score. This is simply because of the way I (and most other contractors) operate. No assets or property, low balance at the end of every year, all profit taken as dividends etc.

    Does anyone know of a way around this, or do you know of any finance companies offering car PCP for contractors?
    Quote Originally Posted by Padge View Post
    Thanks for all the great replies. It has reminded me why I never bother with message boards.
    You clearly do sometimes bother.
    Where there's muck there's brass.

  10. #20

    Contractor Among Contractors


    Join Date
    Apr 2010
    Posts
    1,045
    Thanks (Given)
    1
    Thanks (Received)
    60
    Likes (Given)
    19
    Likes (Received)
    273

    Default serious questions

    how can you commit to a business lease with the new IR35 rules likely to come in the next budget?

+ Reply to Thread
Page 2 of 3 FirstFirst 1 2 3 LastLast

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts

Content Relevant URLs by vBSEO 3.6.0 ©2011, Crawlability, Inc.