Hi There
Anyone recently got a mortgage from Halifax having a 6 week gap between contracts in the past year? I am currently in this situation. I am not sure if it'll be an issue or not.
Basically, I started my current contract back in September, but I was off for 6 weeks before that. (Holiday + Looking for contract.)
Does it actually make sense for me to wait till mid August before I make my mortgage application? (This way I would have had less than 6 weeks gap in the year preceding the application.)
I spoke with some mortgage advisors, and did some search but couldn't find something definitive. Some people mention a 4-week gap as acceptable, but others also mention 6-weeks.
Appreciate if anyone with a similar experience could share it. Thanks!
Anyone recently got a mortgage from Halifax having a 6 week gap between contracts in the past year? I am currently in this situation. I am not sure if it'll be an issue or not.
Basically, I started my current contract back in September, but I was off for 6 weeks before that. (Holiday + Looking for contract.)
Does it actually make sense for me to wait till mid August before I make my mortgage application? (This way I would have had less than 6 weeks gap in the year preceding the application.)
I spoke with some mortgage advisors, and did some search but couldn't find something definitive. Some people mention a 4-week gap as acceptable, but others also mention 6-weeks.
Appreciate if anyone with a similar experience could share it. Thanks!
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