Hi all, I took some time off for 5 months to study for some qualifications after which I went into a contract (which I've been on for nearly 6 months now).
I am trying to get a First Time Buyer mortgage but it's proving a little difficult. The current broker I am using is from the estate agents and he's suggested to proceed with an application but there is a 50% chance it will succeed.
Most brokers I have spoken to so far are a little hesitant as well. I am wondering whether anyone else has been in a similar situation? I'm starting to think no-one will loan to me.
I've been contracting for 2 years & 8 months in total and with no other gaps.... I'm kinda regretting taking the time off now!
The current broker I am using is called Sequence but I am currently in discussions with Freelancer Financials & Contractor Mortgages. I also have a meeting with Santander to see if they can do anything.
Any advice would be greatly appreciated